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The average home insurance rate in Castle Rock, Colorado, ranges between $762 to $1,034. By comparing quotes from multiple home insurance companies, Castle Rock homeowners can save as much as $358 on home insurance. To help Castle Rock homeowners choose the cheapest insurance provider, we have curated a list of the top 5 home insurance companies in Colorado based on market share.

State Farm

State Farm is the most acclaimed home insurance company in the U.S., occupying a market share of 20.05% in Colorado. The renowned home insurance company has written direct premiums worth $498,710 and has earned direct premiums worth $475,734. State Farm holds a financial strength rating of A++ from A.M. Best for its superior financial capacity in granting potential claims of current Castle Rock policyholders. It also received a customer satisfaction score of 4/5 from J.D. Power based on the feedback collected from policyholders.

USAA

USSA has a market share of 11.25% in Colorado by offering its services exclusively to army veterans and their family members. It has written direct premiums worth $279,860 and earned direct premiums worth $267,672. A.M. Best has awarded it with a financial strength rating of A++ for its superior financial ability in granting potential claims of current Castle Rock policyholders. It holds a customer satisfaction score of 5/5 based on the feedback collected from policyholders by J.D. Power.

Liberty Mutual

According to the NAIC, Liberty Mutual holds a market share of 10.45% in Colorado. The home insurance company has direct premiums written worth $259,879 and direct premiums earned worth $243,797. A.M. Best rated Liberty Mutual with an A for its excellent ability to grant potential claims of current policyholders. In terms of overall customer satisfaction, Liberty Mutual received a score of 3/5 from J.D. Power.

American Family

American Family occupies a market share of 9.66%, with total premiums written worth $240,158 and total premiums earned worth $232,461. It has earned a financial strength rating of A from A.M. Best for its excellent financial ability in granting claims of current policyholders. Based on the customer feedback curated by J.D. Power, American Family earned a customer satisfaction score of 3/5.

Allstate

Allstate is another major player in the home insurance segment, with a market share of 9.47%. The home insurance company has direct premiums written worth $235,486 and direct premiums earned worth $225,891. Allstate has the superior financial ability in granting potential claims of current Castle Rock policyholders and has been awarded a rating of A+ from A.M. Best. It received a customer satisfaction score of 3/5 from J.D. Power.

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