Assurant Specialty Property Homeowners Insurance Company Reviews & Ratings
See who are the best homeowners insurance companies rated by customers. Our research shows that homeowners can save as much as 35% on their homeowners insurance by getting quotes from multiple companies. Enter your zip code below and click “GO” to get multiple free quotes.
Date: January 11, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My home insurance company is Assurant. I signed up for this company because it was affiliated with my car insurance and I was promised a multi-policy discount for signing up.The rate is reasonable.
Date: January 11, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I would say it is about average and is considerably close to all the other offers we looked at.
Date: January 11, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have not looked into other home insurance policies, other than the one offered by my current place of residence. The offerings are the same, but the price is substantially higher than Assurant and that is a primary reason.
Date: October 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I would say it is about a 3. It is something you always need, especially in FL but not something I have to use very often. The few times i have had an inspection or have to call for any questions theyre are always pretty helpful
Date: October 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I do not have insurance at this time, due to financial reasons. When I did have insurance it was through Assurant and my experience was completely online and I was satisfied with the company.
Date: October 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Fortunately, I've never had to contact my homeowners insurance company. I receive monthly bills from them with contact information if I need it.
Date: October 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Thankfully, I have never needed to use our insurance. However, the times I have had to speak directly with them, it has either been an issue trying to get them on the phone or having a call back.
Date: October 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I haven't had a reason to file a claim, so I don't know how well they do that. But every year I need to give a proof of insurance document to my apartment complex and they are always very helpful.
Date: October 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The price we pay is a decent price, we are receiving the coverage options we want for a price we are happy with. While also receiving a competitive rate versus other option plans on the market.
Date: October 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I haven't compared the premium and deductible of my policy to other policies, however the price is already quite low, I would not expect other companies to beat it.
Date: October 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium is very expensive and although i am relatively happy with the insurance i feel that for the area (neighborhood wise) i am paying way too much money.
Date: October 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Premium was very competitive and I was satisfied completely.Compared to other companies they are the cheapest and most affordable
Date: October 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I haven't had to use my company's customer service. Acquisition of insurance and regularly renewal have been a painless process, and I have never had to file a claim.
Date: October 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I feel my premium and my deductible are comparable to other insurance companies. In the event of a claim, I feel I would be well covered.
Date: September 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I am satisfied with the premium of my home insurance policy. They are lower compared to other home insurance policies that have the same coverage as I do with Assurant.
Date: September 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy I have is failry basic. $100,000 coverage in the event of fire or theft for less than $125.00 each year. Overall, that is not bad in my opinion when compared to other insurance company offerings.
Date: September 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
The customer service provided by Assurant has been quite pleasant any of the times I've had to make contact. They have been knowledgeable and able to take care of any issues I've had while being friendly and helpful.
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The deductible that is part of my policy is reasonable enough that if I were to fall upon an unfortunate or unseen event I would be able to cover the financial aspect of my policy.
Date: August 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
deductibles are reasonable for the level of coverage that I need. The premiums are reasonable and deductibles are high but I chose the higher deductible to keep the premiums down.
Customer service is always great never any problems dealing with them they are very professional; Always addresses concerns.
Date: August 15, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
Premiums are as I stated at the fair market price for this area. I have never had to file a claim and am confidant I would be treated fairly if necessary.
Date: August 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Decent customer service. Online and mobile platforms are sub par but getting someone on the phone is pretty quick and easy
Date: July 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The cost of the insurance policy was the lowest in comparison to other quotes I received. I was satisfied with the amount of coverage for the price.
Date: July 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I rate them a 5. Currently never had to file a claim with them, so no experience with that aspect of it.
Date: July 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
The insurance policy offerings were limited to two options but were sufficient for my needs.
Date: July 26, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
The coverage offerings are comparable to other home insurance providers, and you, as a consumer, can pick the coverage options that meet your needs.
Date: July 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium is pretty average based on exactly what they cover or what I can make claims for, I would prefer to pay more if I could get more in my opinion
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I do believe other insurance policies are more flexible than mine, I have only reached out to them due to a weather emergency but I do not belive they cover much more than that
Date: July 17, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
The premium and deductible were both reasonable for me, and I can see myself using this company for other insurances in the future because of it
Date: July 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I believe the offer the standard coverage as all the other home insurances I was quoted. They did have a little bit more coverage that I cannot recall, but it wasn't anything excessive.
Date: July 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
They offered two options for insurance, I would have preferred more options.
Date: July 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of my policy was better than the other insurance policies that I had looked at when deciding which to choose.
Date: July 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I am satisfied with the premium of my home insurance policy. They are lower compared to other home insurance policies that have the same coverage as I do with Assurant.
Date: July 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have not really had to deal at all with the insurance at my current home. I mostly just have it for peace of mind at this point.
Date: July 08, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Policy Offerings
Honestly I do not pay attention enough to the insurance policy to know how it holds up to others.
Date: July 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Policy Offerings
Their offerings a minimal, but when I had a problem with my floor, they took care of getting a repair company, paying the bill and making sure that the job was done right.
Date: July 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Every year I need to provide proof of insurance and every year I need to find that proof on-line. Each time their customer service is very helpful getting me to the correct documents.
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My experience has been positive. I have been with them for the past four years and have not filed a claim but they are very responsive and helpful when renewal time approaches.
Date: July 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
They had about the same deductible, but the premium was a bit less. I am satisfied with them.
Date: July 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
price is the most important thing to me. I've never had to use my homeowners insurance, but am required to have it. So I found the one with the best price and this was the one.
Date: July 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I like my home insurance company. I have not had any claims, so I am not sure how easy they work with you on claims. They are very easy to work with regarding payments.
Date: June 18, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
I'd say the premium and deductible of my policy is fair compared to other insurance policies. It is a little higher but I get more coverage.
Date: June 05, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
It seems that the premium I pay is the best available. I shopped around and I pay the best rate that I could find.
Date: June 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The customer service is very quick. There is no waiting time period to get the service that you need. In addition, there is a human response relatively quickly.
Date: May 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My premium is about average for around this area. I suppose it could be a little less, but then again it may not be a good brand of insurance.
Date: April 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I like our company and their premium isn't the best. However, because of the customer service, they have our business.
Date: April 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I am completely satisfied with my current home insurance coverage. We don't have a lot of "high value" items, but the security of knowing anything can get replaced.
Date: April 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I am totally satisfied with the cost of my policy. Honestly, I don't even notice the small amount of money being withdrawn from my checking each month, yet the security it buys me is priceless.
Date: April 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I think they are comparable to any other company. The reason I use them specifically is to bundle with my auto insurance. I don't see that switching to another company.
Date: March 30, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
We love the customer service. they send us gifts in the mail and batteries for the smoke detectors twice a year. They take care of us.
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I've never had any issues whatever in maintaining my insurance coverage on my home. Even when I had to change my bank account for payments it was extraordinarily quick & easy.
Date: March 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
It's a very basic system where you choose the amount of coverage and the price reflects that. I wouldn't say I'm extremely happy or unhappy. At the end of the day, it's simple and straightforward.
Date: March 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
They are constantly checking on us. Right after Irma our agent called to check on us and if we needed anything.
Date: February 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The online quoting tool is the easiest to use, most comprehensive and among the most efficient. The agent finder tool provides the information you need to choose a great local agent to help you get the best coverage possible.
Date: February 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Up to 20.000 dollars in property damage from natural disaster, fire, robbery, etc. It does not including water damage coverage because it was extra.
Date: February 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
There is not that I in general dislike about the interaction with my insurance company. They are relatively on point and make the process as smooth as possible as far as I can tell.
Date: February 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium is relatively in line with other insurance companies premiums. In addition, the deductible is relatively lower than others out there that I have had to pay.
Date: February 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
It is easy to access the policy anytime and it is bundled with my car insurance so all the information is in one place.
Date: February 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I'm fairly satisfied with my policy options, I think that the deductibles could be a bit lower for what I am getting, but in the agreggate I think the policy is relatively fair.
Date: February 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Assurant offered me the best deal of any major insurance company, but I packaged their coverage with my car insurance through Geico at the time, which might have brought down the over price of my coverage. As such, I will allot a 5/5.
Date: February 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Assurant provided the best coverage for the price, per my personal research and needs. Among the other groups I looked at, Assurant offered a lower premium for the same, if not better, coverage. Therefore, I will give a 5/5.
Date: February 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I like that the customer service is quick to answer and is generally helpful overall. In addition, the customer service is not one of these automated systems where you can never get through to them.
Date: February 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
We were limited in choosing an insurance provider because technically our home is considered a mobile home and very few companies offer insurance for this type of dwelling.
Date: February 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
I like that the mobile app can be easily logged into, in addition, I like that I can make payment decisions on the application that help me to expedite my interests in life.
Date: February 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I haven't yet had to deal with any of the insurance company's departments because I have never filed a claim for aything so I cannot accurately comment on it.
Date: February 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I haven't yet had to deal with the insurance company's customer service department so I cannot accurately comment on it.
Date: February 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our premium and deductible are very high compared to other insurance policies but that is because our house is considered a mobile home (even though it is on a concrete basement and literally cannot go anywhere).
Date: February 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The customer service for Assurant has been good, but not spectacular. Overall, I would rate them 4/5. It is convenient having a direct agent with whom to field calls and work through claims.
Date: February 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I didn't do much comparisons when it came to insurance so I cant accurately comment on the comparisons between my current company and others.
Date: February 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have assurant for home insurance and they've been great! I went through a hurricane and they helped me get a new roof after 75% blew off!
Date: February 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I don't understand homeowners insurance very well. I feel that it is this void that changes all the time based on what the company does or does not want to pay for. I wish there was more transparency in the industry overall.
Date: February 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible are very much like other companies the sole reason I chose to go with is the price.
Date: January 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My deductible is pretty average. I have spoken with others and i feel my deductible is good for the policy. It is something I could come up with if I had to and I wouldn't have to take out a loan to cover it.
Date: January 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I honestly didn't invest time into educating myself on other agencies and their policies. My mother actually told me about her policy which was the one I planned to join, but then I thought to consider my options. I contacted my auto Insurance and they helped me with everything. They showed me how to compare the difference between the two companies.
Date: January 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The premiums and deductibles that Assurant Specialty Property offers are relatively fair. In addition, I think they are a bit lower than most other firms that sell insurance.
Date: January 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I would rate them a 4 because I did have some trouble renewing this year. I tried to do it online, but was forced to call in my payment. Fortunately, the call went smoothly (it was all automated) and I was able to renew the policy on time, though I was worried about a gap in coverage.
Date: January 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They seem to have the basics, which is all I need at this time. There might be some additional items that I would need in the future that I would not be able to get through Assurant, but for now I am satisfied.
Date: January 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have not had a lot of interaction with the customer service department. I wish they had more online options, but overall I have no complaints.
Date: January 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The cost is about what I expected it would be when I got it, and I actually got my premiums to lower this year by fiddling with my coverages.
Date: January 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The customer service is fairly good. In addition, they are easy to call, and get in touch with someone relatively quickly. In addition, there is not a lot of robo contacts on the line.
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Due to my age and being young, seeking Insurance for my home was not like choosing for a car. Assurant Specialty Property helped teach and educate me on how the policy works, what it covered and broke down my plan. I did not understand my first months bill so I called Customer Service and they were more than helpful. THe rep was kind and patient which is a plus.
Date: January 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Initially the customer service was excellent. Once I signed the contract for insurance with this company, customer service declined and it is now more difficult to get in touch with a representative.
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Similar to above, I have not performed much in the way of comparison because my current company offers what I need and at a price I consider fair.
Date: December 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My insurance companies policy offerings are very comparable to other offerings. I was just able to get mine at a better price going through Assurant Specialty Property.
Date: December 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Iv'e had my home insurance through Assurant Specialty Property for 5 years now and so far I have been very satisfied with their customer service.
Date: December 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I think the premiums are very similar, but I also think they are slightly better than other competitors. In addition, the coverage is pretty good.
Date: December 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Although I am mostly satisfied with the amount of coverage, I think this company is higher priced than other companies. They also have a tendency to raise their rates annually.
Date: December 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The deductible is low enough without raising the rates too much. The premium is pretty high compared to other companies and there is also no local representatives.
Date: December 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
The interactions are very smooth, perhaps a bit too smooth. Normally, it takes about 1 minute to get to a live person with Assurant. It is really a relief to deal with things this way.
Date: December 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I have not had any bad experiences with them as of yet. Honestly i have spoken with over a dozen employees and they all give the same care and information, they all got the job done.
Date: December 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The company has relatively good deductibles and premiums. I would also add that they were quick to take care of a claim I had a few weeks ok.
