By: Hemanth Ramesh October, 11, 2019
Homeowners in Anaheim, California, pay an average homeowner's insurance rate of $1,460 per annum, which is higher than the national average of $1,228 per annum. Data analyzed by Gavop shows multiple ways in which Anaheim homeowners can lower their home insurance rates.
Constructing homes with superior fire-resistant material can help lower insurance rates for Anaheim homeowners, with insurance companies offering discounts of as much as 19%. Homeowners living in brick veneer construction can earn a discount of as much as 6% on their insurance premiums, whereas those with masonry homes can avail a discount of up to 10%.
Anaheim homeowners who haven’t filed an insurance claim before can get a discount of $84. However, those who have filed one claim before may have to pay an additional $39 on their homeowner's insurance and homeowners with 2 claims may have to incur a charge of $71.
Senior citizens of Anaheim get a discount of about $87. Bunker Hill home insurance offers a 5% discount for new roofs and CSE Insurance provides a 10% discount following a home inspection.
Another way for Anaheim homeowners to lower their home insurance rates is by installing safety and security features on properties. For instance, deadbolt locks can fetch a discount of about $58, fire extinguishers can ensure a discount of about $97, and smoke detectors can attract a discount of $58. Fire and burglar alarms can get a discount of $52 and $78. Lightning protection systems earn you a discount of $26. Sprinkler systems fetch a $78 discount.
Bundling insurance policies can also generate big savings for homeowners in Anaheim. Bundling home and auto insurance can attract a discount of at least 12%. Bundling homeowners with life insurance can help homeowners get a discount of about 14%. Bundling all three insurance policies—home, auto, and life—can earn Anaheim homeowners a discount of as much as 24%.
Hemanth Ramesh works as a writer for Gavop. He has previously written content for film promotions, start-ups, advertising agencies and event management firms. Hemanth Ramesh completed his MA in Journalism and Mass Communication from The English and Foreign Languages University. His other passion includes script writing.