By: Hemanth Ramesh October, 04, 2019
According to a Gavop study, homeowners in Anchorage, Alaska, pay an average homeowner's insurance rate of $1140 per annum. Anchorage reportedly witnesses about 780 robberies and more than 16,349 property-related crimes annually. The city has a relatively high crime rate compared to communities of all sizes - from the smallest towns to the very largest cities in the United States. About one in 82 properties are the targets of crime in Anchorage.
According to 2018 year-end crime statistics, 27 murders were reported in Anchorage,. About 99% of Alaskan neighborhoods have a lower crime rate than that in Anchorage. Violent crime statistics significantly vary by neighborhood: economically developed areas and those with higher education levels tend to have lower crime rates
The neighborhoods of Rabbit Creek, South Addition, and Rogers Park have been identified as the safest in Anchorage. Rabbit Creek has a median home value of $521,933 while South Addition and Rogers Park have median home values of $417,471 and $338,400 respectively.
On the other hand, Downtown has one of the highest crime rates and is considered one of the most unsafe neighborhoods in Anchorage. Mountain View is also considered dangerous.
Sunrise in Anchorage, is the area with the highest education rate; more than 89% of its residents have at least a bachelor’s degree. Tudor Area has the lowest average home value at $37,700. Glen Alps, on the other hand, reports the highest home value and replacement cost of $518,200 and $482,930 respectively.
Gavop finds that Anchorage, homeowners can lower their homeowners’ insurance costs by installing safety features on their properties. For instance, installing deadbolt locks can earn Anchorage homeowners a discount of $102 on their homeowner's insurance. Homes with burglar alarms (e.g., smart alarm sensor, indoor and outdoor cameras, smart locks, and sky control panel) may qualify for an additional discount of $56. Fire extinguishers can get Anchorage homeowners a discount of about $56.
Hemanth Ramesh works as a writer for Gavop. He has previously written content for film promotions, start-ups, advertising agencies and event management firms. Hemanth Ramesh completed his MA in Journalism and Mass Communication from The English and Foreign Languages University. His other passion includes script writing.