Henderson, Nevada, homeowners can save up to 32% on home insurance costs
By: Ajay kumar Medagani October, 21, 2019
In Henderson, Nevada, the average homeowner's insurance premium is $1,290 per annum, which is moderately higher than the national average of $1,228 per annum. To further reduce their home insurance rates, Henderson homeowners can consider the options recommended below.
Constructing homes with superior fire-resistant material can help Henderson homeowners get a discount of up to 25% on their insurance rates. Homeowners living in brick veneer constructions can get a discount of up to 3%, whereas those with masonry homes can get a discount of up to 10%.
Henderson residents who have never filed an insurance claim can get a discount of $87 on their premiums. However, those who have filed one claim have to pay an additional $40, and for 2 filed claims, this amount increases to $80.
Senior citizens of Henderson are entitled to a discount of about $93 on their homeowner's insurance. American Family Insurance offers a discount of 4%-32% for new homes. Allstate offers a multi-line discount of 30%, while Bunker Hills Insurance offers a 5% discount for homes with new roofs.
Installing safety and security features on properties is another way for Henderson homeowners to lower their home insurance rates. For instance, homes that have deadbolt locks are eligible for a $47 discount. Functioning fire extinguishers can ensure a discount of about $33 and smoke detectors can attract a discount of $120. Home with sprinkler systems can also avail a discount of $120. Fire and burglar alarms can get a discount of $67 and $100 respectively, and a discount of $13 can be availed for a lightning protection system.
Bundling insurance policies can also generate big savings for homeowners in Henderson. Bundling home and auto insurance can attract a discount of at least 12%. Bundling homeowners insurance with life insurance can help homeowners get a discount of about 11%. Bundling all three insurance policies—home, auto, and life—can earn Henderson homeowners a discount of up to 22%.
ABOUT THE AUTHOR
Ajay Kumar Medagani
Ajay Kumar works as a data analyst with Gavop. A (software) engineer by profession, he utilizes his well-established programming skills in big data, to derive insights from a wide variety of data sets. A engineering graduate from JNTU his passion involves analyzing raw data, infographics and other visual aids for research.
