8 Ways to Get Discounts on Homeowners Insurance in Baton Rouge, LA

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1Compare your Baton Rouge, LA Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Baton Rouge, LA Homeowners Insurance Rates Based on Claims
3Optimize Baton Rouge, LA Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Baton Rouge, LA
5Compare Baton Rouge, LA Home insurance Rates Based on The Type of Roof
6Calculate your Baton Rouge, LA Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Baton Rouge, LA
8Baton Rouge, LA Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Baton Rouge, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,398
Brick Veneer -70 1,328
Masonry -70 1,328
Superior -126 1,272

Baton Rouge, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -182 1,216
One Claim +112 1,510
Two Claims +196 1,594

Baton Rouge, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,398 -182 1,216

Top Discounts for Homeowners Insurance in Baton Rouge, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -321 1,077
Home nearby Fire Station -42 1,356
Home nearby Police Station -14 1,384
[['Stone Coated Steel', 978.6, 419.4], ['Metal', 1118.4, 279.5999999999999], ['Slate or Tile', 1188.3, 209.70000000000005], ['Asphalt shingles', 1258.2, 139.79999999999995], ['Wood', 'No Discounts', 1398.0]]

Baton Rouge, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -419 979
Metal -280 1,118
Slate or Tile -210 1,188
Asphalt shingles -140 1,258
Wood No Discounts 1,398

Baton Rouge, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -154 1,244
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -98 1,300
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -182 1,216
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -140 1,258
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -98 1,300
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -126 1,272
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -28 1,370

Baton Rouge, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,398 -42 1,356

Baton Rouge, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -126 1,272
Home + Two Car -224 1,174
Home + Three Car -322 1,077

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