9 Ways to Get Discounts on Homeowners Insurance in Baytown, TX

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Fire Resistive Construction Home Insurance Discount in Baytown, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,364
Brick Veneer -69 1,295
Masonry -69 1,295
Superior -137 1,227

Baytown, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -191 1,173
One Claim +68 1,432
Two Claims +177 1,541

Baytown, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,364 -177 1,187

Top Discounts for Homeowners Insurance in Baytown, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -355 1,009
Home nearby Fire Station -41 1,323
Home nearby Police Station -14 1,350
[['Stone Coated Steel', 954.8, 409.20000000000005], ['Metal', 1091.2, 272.79999999999995], ['Slate or Tile', 1159.4, 204.5999999999999], ['Asphalt shingles', 1227.6, 136.4000000000001], ['Wood', 'No Discounts', 1364.0]]

Baytown, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -409 955
Metal -273 1,091
Slate or Tile -205 1,159
Asphalt shingles -136 1,228
Wood No Discounts 1,364

Baytown, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-164 1,200
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-95 1,268
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-177 1,186
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-177 1,186
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-123 1,241
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-123 1,241
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-55 1,309

Hip Roof Discounts for Home insurance owners in Baytown, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,364 16 1,105

Baytown, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,364 -41 1,323

Baytown, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -123 1,241
Home + Two Car -218 1,145
Home + Three Car -314 1,050

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