9 Ways to Get Discounts on Homeowners Insurance in Bell County, TX

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Fire Resistive Construction Home Insurance Discount in Bell County, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,498
Brick Veneer -75 1,423
Masonry -75 1,423
Superior -150 1,348

Bell County, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -195 1,303
One Claim +104 1,602
Two Claims +194 1,692

Bell County, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,498 -195 1,303

Top Discounts for Homeowners Insurance in Bell County, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -375 1,123
Home nearby Fire Station -45 1,453
Home nearby Police Station -15 1,483
[['Stone Coated Steel', 1048.6, 449.4000000000001], ['Metal', 1198.4, 299.5999999999999], ['Slate or Tile', 1273.3, 224.70000000000005], ['Asphalt shingles', 1348.2, 149.79999999999995], ['Wood', 'No Discounts', 1498.0]]

Bell County, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -449 1,049
Metal -300 1,198
Slate or Tile -225 1,273
Asphalt shingles -150 1,348
Wood No Discounts 1,498

Bell County, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-150 1,348
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-105 1,393
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-195 1,303
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-150 1,348
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-120 1,378
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-135 1,363
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-60 1,438

Hip Roof Discounts for Home insurance owners in Bell County, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,498 16 1,213

Bell County, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,498 -30 1,468

Bell County, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -120 1,378
Home + Two Car -255 1,243
Home + Three Car -359 1,138

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