8 Ways to Get Discounts on Homeowners Insurance in Birmingham, AL

Check for homeowners insurance discounts in Birmingham, AL and compare various quotes to get the best deals

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1Compare your Birmingham, AL Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Birmingham, AL Homeowners Insurance Rates Based on Claims
3Optimize Birmingham, AL Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Birmingham, AL
5Compare Birmingham, AL Home insurance Rates Based on The Type of Roof
6Calculate your Birmingham, AL Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Birmingham, AL
8Birmingham, AL Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Birmingham, AL | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,033
Brick Veneer -51 982
Masonry -51 982
Superior -103 930

Birmingham, AL Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -144 889
One Claim +73 1,106
Two Claims +124 1,157

Birmingham, AL Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,033 -134 899

Top Discounts for Homeowners Insurance in Birmingham, AL | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -248 785
Home nearby Fire Station -31 1,002
Home nearby Police Station -10 1,023
[['Stone Coated Steel', 723.1, 309.9], ['Metal', 826.4, 206.60000000000002], ['Slate or Tile', 878.05, 154.95000000000005], ['Asphalt shingles', 929.7, 103.29999999999995], ['Wood', 'No Discounts', 1033.0]]

Birmingham, AL Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -310 723
Metal -207 826
Slate or Tile -155 878
Asphalt shingles -103 930
Wood No Discounts 1,033

Birmingham, AL Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -114 920
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -103 930
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -134 899
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -93 940
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -62 971
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -93 940
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -21 1,013

Birmingham, AL Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,033 -31 1,002

Birmingham, AL Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -93 940
Home + Two Car -176 858
Home + Three Car -258 775

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