8 Ways to Get Discounts on Homeowners Insurance in Calcasieu, LA

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Fire Resistive Construction Home Insurance Discount in Calcasieu, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,406
Brick Veneer -70 1,336
Masonry -70 1,336
Superior -141 1,265

Calcasieu, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -183 1,223
One Claim +126 1,532
Two Claims +197 1,603

Calcasieu, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,406 -183 1,223

Top Discounts for Homeowners Insurance in Calcasieu, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -394 1,012
Home nearby Fire Station -42 1,364
Home nearby Police Station -14 1,392
[['Stone Coated Steel', 984.2, 421.79999999999995], ['Metal', 1124.8, 281.20000000000005], ['Slate or Tile', 1195.1, 210.9000000000001], ['Asphalt shingles', 1265.4, 140.5999999999999], ['Wood', 'No Discounts', 1406.0]]

Calcasieu, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -422 984
Metal -281 1,125
Slate or Tile -211 1,195
Asphalt shingles -141 1,265
Wood No Discounts 1,406

Calcasieu, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-112 1,293
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-141 1,265
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-169 1,237
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-84 1,321
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-98 1,307
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-127 1,279
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-42 1,364

Calcasieu, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,406 -42 1,364

Calcasieu, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -112 1,293
Home + Two Car -239 1,167
Home + Three Car -323 1,082

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