8 Ways to Get Discounts on Homeowners Insurance in Chattanooga, TN

Check for homeowners insurance discounts in Chattanooga, TN and compare various quotes to get the best deals

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Fire Resistive Construction Home Insurance Discount in Chattanooga, TN | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 977
Brick Veneer -49 928
Masonry -49 928
Superior -88 889

Chattanooga, TN Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -137 840
One Claim +78 1,055
Two Claims +126 1,103

Chattanooga, TN Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
977 -127 850

Top Discounts for Homeowners Insurance in Chattanooga, TN | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -206 771
Home nearby Fire Station -30 947
Home nearby Police Station -10 967
[['Stone Coated Steel', 683.9, 293.1], ['Metal', 781.6, 195.39999999999998], ['Slate or Tile', 830.45, 146.54999999999995], ['Asphalt shingles', 879.3, 97.70000000000005], ['Wood', 'No Discounts', 977.0]]

Chattanooga, TN Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -293 684
Metal -195 782
Slate or Tile -147 830
Asphalt shingles -98 879
Wood No Discounts 977

Chattanooga, TN Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-98 879
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-107 869
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-117 859
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-68 908
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-49 928
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-88 889
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-29 947

Chattanooga, TN Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
977 -20 957

Chattanooga, TN Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -88 889
Home + Two Car -166 810
Home + Three Car -244 732

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