Check for homeowners insurance discounts in Colonie, NY and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 836 |
| Brick Veneer | -42 | 794 |
| Masonry | -42 | 794 |
| Superior | -75 | 761 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -100 | 736 |
| One Claim | +67 | 903 |
| Two Claims | +117 | 953 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 836 | -109 | 727 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -242 | 594 |
| Home nearby Fire Station | -25 | 811 |
| Home nearby Police Station | -8 | 828 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-84 | 753 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-67 | 769 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-84 | 753 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-100 | 736 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-59 | 778 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-75 | 761 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-33 | 803 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 836 | -25 | 811 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -67 | 769 |
| Home + Two Car | -134 | 702 |
| Home + Three Car | -201 | 635 |