8 Ways to Get Discounts on Homeowners Insurance in Daphne, AL

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1Compare your Daphne, AL Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Daphne, AL Homeowners Insurance Rates Based on Claims
3Optimize Daphne, AL Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Daphne, AL
5Compare Daphne, AL Home insurance Rates Based on The Type of Roof
6Calculate your Daphne, AL Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Daphne, AL
8Daphne, AL Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Daphne, AL | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,355
Brick Veneer -68 1,287
Masonry -68 1,287
Superior -136 1,219

Daphne, AL Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -163 1,192
One Claim +121 1,476
Two Claims +162 1,517

Daphne, AL Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,355 -176 1,179

Top Discounts for Homeowners Insurance in Daphne, AL | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -298 1,057
Home nearby Fire Station -41 1,314
Home nearby Police Station -14 1,341
[['Stone Coated Steel', 948.5, 406.5], ['Metal', 1084.0, 271.0], ['Slate or Tile', 1151.75, 203.25], ['Asphalt shingles', 1219.5, 135.5], ['Wood', 'No Discounts', 1355.0]]

Daphne, AL Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -407 949
Metal -271 1,084
Slate or Tile -203 1,152
Asphalt shingles -136 1,220
Wood No Discounts 1,355

Daphne, AL Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -190 1,165
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -135 1,219
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -149 1,206
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -135 1,219
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -122 1,233
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -122 1,233
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -54 1,300

Daphne, AL Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,355 -41 1,314

Daphne, AL Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -108 1,246
Home + Two Car -217 1,138
Home + Three Car -325 1,029

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