9 Ways to Get Discounts on Homeowners Insurance in Denver, CO

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Fire Resistive Construction Home Insurance Discount in Denver, CO | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,382
Brick Veneer -69 1,313
Masonry -69 1,313
Superior -138 1,244

Denver, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -165 1,217
One Claim +97 1,479
Two Claims +194 1,576

Denver, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,382 -180 1,202

Top Discounts for Homeowners Insurance in Denver, CO | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -331 1,051
Home nearby Fire Station -41 1,341
Home nearby Police Station -13 1,369
[['Stone Coated Steel', 967.4, 414.6], ['Metal', 1105.6, 276.4000000000001], ['Slate or Tile', 1174.7, 207.29999999999995], ['Asphalt shingles', 1243.8, 138.20000000000005], ['Wood', 'No Discounts', 1382.0]]

Denver, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -415 967
Metal -276 1,106
Slate or Tile -207 1,175
Asphalt shingles -138 1,244
Wood No Discounts 1,382

Denver, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-180 1,203
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-97 1,286
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-166 1,217
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-97 1,286
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-83 1,299
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-124 1,258
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-28 1,355

Hip Roof Discounts for Home insurance owners in Denver, CO | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,382 16 1,119

Denver, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,382 -41 1,341

Denver, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -124 1,258
Home + Two Car -235 1,147
Home + Three Car -346 1,037

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