8 Ways to Get Discounts on Homeowners Insurance in Flathead County, MT

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Fire Resistive Construction Home Insurance Discount in Flathead County, MT | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,069
Brick Veneer -54 1,015
Masonry -54 1,015
Superior -97 972

Flathead County, MT Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -129 940
One Claim +85 1,154
Two Claims +128 1,197

Flathead County, MT Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,069 -139 930

Top Discounts for Homeowners Insurance in Flathead County, MT | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -278 791
Home nearby Fire Station -32 1,037
Home nearby Police Station -11 1,058
[['Stone Coated Steel', 748.3, 320.70000000000005], ['Metal', 855.2, 213.79999999999995], ['Slate or Tile', 908.65, 160.35000000000002], ['Asphalt shingles', 962.1, 106.89999999999998], ['Wood', 'No Discounts', 1069.0]]

Flathead County, MT Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -321 748
Metal -214 855
Slate or Tile -160 909
Asphalt shingles -107 962
Wood No Discounts 1,069

Flathead County, MT Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-128 940
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-107 962
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-85 983
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-128 940
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-85 983
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-96 972
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-21 1,047

Flathead County, MT Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,069 -22 1,047

Flathead County, MT Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -85 983
Home + Two Car -171 898
Home + Three Car -267 801

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