8 Ways to Get Discounts on Homeowners Insurance in Gallatin County, MT

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Fire Resistive Construction Home Insurance Discount in Gallatin County, MT | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,178
Brick Veneer -59 1,119
Masonry -59 1,119
Superior -118 1,060

Gallatin County, MT Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -141 1,037
One Claim +106 1,284
Two Claims +142 1,320

Gallatin County, MT Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,178 -153 1,025

Top Discounts for Homeowners Insurance in Gallatin County, MT | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -235 943
Home nearby Fire Station -35 1,143
Home nearby Police Station -11 1,167
[['Stone Coated Steel', 824.6, 353.4], ['Metal', 942.4, 235.60000000000002], ['Slate or Tile', 1001.3, 176.70000000000005], ['Asphalt shingles', 1060.2, 117.79999999999995], ['Wood', 'No Discounts', 1178.0]]

Gallatin County, MT Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -353 825
Metal -236 942
Slate or Tile -177 1,001
Asphalt shingles -118 1,060
Wood No Discounts 1,178

Gallatin County, MT Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-106 1,072
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-130 1,049
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-165 1,013
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-71 1,108
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-71 1,108
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-106 1,072
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-35 1,143

Gallatin County, MT Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,178 -35 1,143

Gallatin County, MT Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -94 1,084
Home + Two Car -200 978
Home + Three Car -283 896

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