9 Ways to Get Discounts on Homeowners Insurance in Galveston, TX

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Fire Resistive Construction Home Insurance Discount in Galveston, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,415
Brick Veneer -71 1,344
Masonry -71 1,344
Superior -141 1,274

Galveston, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -198 1,217
One Claim +127 1,542
Two Claims +170 1,585

Galveston, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,415 -184 1,231

Top Discounts for Homeowners Insurance in Galveston, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -354 1,061
Home nearby Fire Station -42 1,373
Home nearby Police Station -14 1,401
[['Stone Coated Steel', 990.5, 424.5], ['Metal', 1132.0, 283.0], ['Slate or Tile', 1202.75, 212.25], ['Asphalt shingles', 1273.5, 141.5], ['Wood', 'No Discounts', 1415.0]]

Galveston, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -425 991
Metal -283 1,132
Slate or Tile -212 1,203
Asphalt shingles -142 1,274
Wood No Discounts 1,415

Galveston, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-198 1,217
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-142 1,274
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-156 1,259
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-142 1,274
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-71 1,344
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-127 1,288
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-28 1,387

Hip Roof Discounts for Home insurance owners in Galveston, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,415 16 1,146

Galveston, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,415 -28 1,387

Galveston, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -127 1,288
Home + Two Car -241 1,175
Home + Three Car -340 1,075

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