8 Ways to Get Discounts on Homeowners Insurance in Garfield County, OK

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Fire Resistive Construction Home Insurance Discount in Garfield County, OK | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,225
Brick Veneer -61 1,164
Masonry -61 1,164
Superior -110 1,115

Garfield County, OK Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -172 1,053
One Claim +61 1,286
Two Claims +159 1,384

Garfield County, OK Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,225 -159 1,066

Top Discounts for Homeowners Insurance in Garfield County, OK | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -319 906
Home nearby Fire Station -37 1,188
Home nearby Police Station -12 1,213
[['Stone Coated Steel', 857.5, 367.5], ['Metal', 980.0, 245.0], ['Slate or Tile', 1041.25, 183.75], ['Asphalt shingles', 1102.5, 122.5], ['Wood', 'No Discounts', 1225.0]]

Garfield County, OK Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -368 858
Metal -245 980
Slate or Tile -184 1,041
Asphalt shingles -123 1,103
Wood No Discounts 1,225

Garfield County, OK Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-98 1,127
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-135 1,090
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-159 1,066
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-147 1,078
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-98 1,127
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-110 1,115
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-37 1,188

Garfield County, OK Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,225 -25 1,200

Garfield County, OK Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -98 1,127
Home + Two Car -208 1,017
Home + Three Car -282 943

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