Check for homeowners insurance discounts in Germantown, TN and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,247 |
| Brick Veneer | -62 | 1,185 |
| Masonry | -62 | 1,185 |
| Superior | -124 | 1,123 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -162 | 1,085 |
| One Claim | +75 | 1,322 |
| Two Claims | +150 | 1,397 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,247 | -162 | 1,085 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -349 | 898 |
| Home nearby Fire Station | -37 | 1,210 |
| Home nearby Police Station | -12 | 1,235 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -374 | 873 |
| Metal | -249 | 998 |
| Slate or Tile | -187 | 1,060 |
| Asphalt shingles | -125 | 1,122 |
| Wood | No Discounts | 1,247 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-100 | 1,148 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-125 | 1,123 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-125 | 1,123 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-137 | 1,110 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-112 | 1,135 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-112 | 1,135 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-25 | 1,222 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,247 | -25 | 1,222 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -112 | 1,135 |
| Home + Two Car | -212 | 1,035 |
| Home + Three Car | -287 | 960 |