8 Ways to Get Discounts on Homeowners Insurance in Guthrie, OK

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Fire Resistive Construction Home Insurance Discount in Guthrie, OK | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,366
Brick Veneer -68 1,298
Masonry -68 1,298
Superior -136 1,230

Guthrie, OK Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -177 1,189
One Claim +123 1,489
Two Claims +192 1,558

Guthrie, OK Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,366 -178 1,188

Top Discounts for Homeowners Insurance in Guthrie, OK | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -273 1,093
Home nearby Fire Station -41 1,325
Home nearby Police Station -13 1,353
[['Stone Coated Steel', 956.2, 409.79999999999995], ['Metal', 1092.8, 273.20000000000005], ['Slate or Tile', 1161.1, 204.9000000000001], ['Asphalt shingles', 1229.4, 136.5999999999999], ['Wood', 'No Discounts', 1366.0]]

Guthrie, OK Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -410 956
Metal -273 1,093
Slate or Tile -205 1,161
Asphalt shingles -137 1,229
Wood No Discounts 1,366

Guthrie, OK Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-191 1,175
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-123 1,243
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-137 1,230
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-109 1,257
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-82 1,284
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-123 1,243
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-55 1,312

Guthrie, OK Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,366 -41 1,325

Guthrie, OK Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -123 1,243
Home + Two Car -219 1,148
Home + Three Car -328 1,038

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