Gavop's guide to buying homeowners insurance in Forest County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $151,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $333,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $579 |
| Superior Protection Discount | -$61 | $613 |
| Fire & Security Discount | -$61 | $613 |
| Hail Resistant Roof Discount | -$20 | $653 |
| Newly Constructed Home Discount | -$135 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forest County | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Forest County, WI | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Hiles, WI | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Blackwell, WI | $2,000 | $554 | $2,554 | $403 | $2,403 | $151 |
| Piehl, WI | $500 | $671 | $1,171 | $488 | $988 | $183 |
| Stella, WI | $2,500 | $660 | $3,160 | $480 | $2,980 | $180 |
| Upham, WI | $200 | $711 | $911 | $517 | $717 | $194 |
| Mastodon, MI | $700 | $777 | $1,477 | $564 | $1,264 | $212 |
| Breitung charter, MI | $100 | $657 | $757 | $478 | $578 | $180 |
| Land O'Lakes, WI | $700 | $743 | $1,443 | $540 | $1,240 | $203 |
| Hematite, MI | $400 | $636 | $1,036 | $462 | $862 | $174 |
| Waucedah, MI | $700 | $795 | $1,495 | $578 | $1,278 | $217 |
| Home Insurance Company Forest County, WI | Homeowners Insurance Agency Forest County, WI | Address | Popularity Score | Distance from Forest County (miles) |
|---|---|---|---|---|
| Travelers | Kastyl Insurance Agency | 316 Central Ave, Florence, WI, 54121 | 31.0 | |
| Allstate | Northwoods Insurance Agency | 100 S Lake Ave, Crandon, WI, 54520 | 9.2 | |
| Allstate | Northern Insurance | 102 E Courtney St, Rhinelander, WI, 54501 | 31.0 | |
| State Farm | Paul Belcher | 723 E Pine St, Eagle River, WI, 54521-8026 | 28.4 | |
| Allstate | Northwoods Insurance Agency | Po Box 70, Crandon, WI, 54520 | 9.1 | |
| Allstate | D Schuppler & Assoc | 804 Lincoln St # 477, Rhinelander, WI, 54501 | 30.5 | |
| Travelers | Lbs Insurance Group-Minocqua | 9551 Town Line Rd, Minocqua, WI, 54548 | 47.5 | |
| State Farm | Tim Devoe | 517 Memory Ln, Antigo, WI, 54409 | 38.9 | |
| Erie | Mccormick-Klessig & Associates Ltd. | 522 Clermont St, Antigo, WI, 54409 | 40.9 | |
| State Farm | Craig Farrell | 9429 County Road J, Minocqua, WI, 54548-9318 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Forest County, WI | $131,400 | $673 | $460 | $930 | $470 |
| Forest County, WI | $131,400 | $673 | $480 | $940 | $460 |
| Hiles, WI | $190,300 | $717 | $480 | $1,030 | $550 |
| Blackwell, WI | $112,500 | $561 | $400 | $780 | $380 |
| Piehl, WI | $165,300 | $679 | $480 | $940 | $460 |
| Stella, WI | $159,200 | $668 | $450 | $930 | $480 |
| Upham, WI | $192,400 | $720 | $520 | $990 | $470 |
| Mastodon, MI | $144,400 | $786 | $540 | $1,120 | $580 |
| Breitung charter, MI | $148,700 | $665 | $450 | $920 | $470 |
| Land O'Lakes, WI | $218,600 | $752 | $540 | $1,040 | $500 |
| Hematite, MI | $59,200 | $644 | $440 | $910 | $470 |
| Waucedah, MI | $158,400 | $805 | $590 | $1,100 | $510 |