Gavop's guide to buying homeowners insurance in Pleasant, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $30,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $139,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $149,000 | $140,000 | $100,000-$125,000 |
| 5 Bedroom | $160,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $602 |
| Superior Protection Discount | -$64 | $644 |
| Fire & Security Discount | -$78 | $630 |
| Hail Resistant Roof Discount | -$21 | $687 |
| Newly Constructed Home Discount | -$205 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Pleasant, IN | $1,000 | $700 | $1,700 | $508 | $1,508 | $191 |
| Needham, IN | $100 | $780 | $880 | $567 | $667 | $213 |
| Painted Hills, IN | $2,000 | $1,045 | $3,045 | $760 | $2,760 | $286 |
| Hamblen, IN | $100 | $977 | $1,077 | $710 | $810 | $267 |
| Amo, IN | $2,000 | $824 | $2,824 | $599 | $2,599 | $225 |
| Decatur County, IN | $300 | $682 | $982 | $496 | $796 | $186 |
| Putnam County, IN | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Redding, IN | $100 | $881 | $981 | $640 | $740 | $241 |
| Fugit, IN | $2,500 | $832 | $3,332 | $605 | $3,105 | $227 |
| Saltcreek, IN | $300 | $934 | $1,234 | $679 | $979 | $255 |
| North Vernon, IN | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Home Insurance Company Pleasant, IN | Homeowners Insurance Agency Pleasant, IN | Address | Popularity Score | Distance from Pleasant (miles) |
|---|---|---|---|---|
| State Farm | Jim Covert | 4010 E Southport Rd, Indianapolis, IN, 46237-3223 | 5.7 | |
| State Farm | Brian Seyfert | 515 Main St, Beech Grove, IN, 46107-1839 | 9.6 | |
| Allstate | Ann K. Alexander | 1815 D St, Anderson, IN, 46016 | 42.6 | |
| State Farm | Mike Kleine | 10412 Allisonvll Rd Ste 115, Fishers, IN, 46038-2034 | 24.7 | |
| Travelers | Burns Insurance Agency | 1433 N Meridian St Ste 205, Indianapolis, IN, 46202 | 14.5 | |
| State Farm | Drew Dozier | 130 E Epler Ave Ste B, Indianapolis, IN, 46227-1987 | 7.8 | |
| State Farm | Bart Hile | 5135 S Emerson Ave Ste O, Indianapolis, IN, 46237-1978 | 7.5 | |
| State Farm | Kyle Wissmiller | 313 Western Blvd Ste K, Greenwood, IN, 46142-9217 | 6.7 | |
| Allstate | Darrell Frye | 17 N 5th Ave, Beech Grove, IN, 46107 | 9.6 | |
| Erie | Mark J Phillippe | 5850 E Washington Street, Indianapolis, IN, 46219 | 13.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,170 | $590 |
| Johnson County, IN | $149,700 | $863 | $580 | $1,230 | $650 |
| Pleasant, IN | $128,900 | $708 | $490 | $1,010 | $520 |
| Needham, IN | $166,500 | $790 | $540 | $1,120 | $580 |
| Painted Hills, IN | $227,300 | $1,058 | $710 | $1,510 | $800 |
| Hamblen, IN | $189,900 | $989 | $670 | $1,410 | $740 |
| Amo, IN | $125,700 | $834 | $570 | $1,180 | $610 |
| Decatur County, IN | $121,800 | $690 | $500 | $990 | $490 |
| Putnam County, IN | $120,300 | $792 | $530 | $1,120 | $590 |
| Redding, IN | $146,900 | $892 | $600 | $1,220 | $620 |
| Fugit, IN | $128,600 | $842 | $610 | $1,200 | $590 |
| Saltcreek, IN | $168,900 | $945 | $690 | $1,300 | $610 |
| North Vernon, IN | $86,100 | $648 | $430 | $890 | $460 |