Gavop's guide to buying homeowners insurance in Newington, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $71,000 | $70,000 | $50,000-$75,000 |
2 Bedroom | $174,000 | $160,000 | $150,000-$175,000 |
3 Bedroom | $187,500 | $160,000 | $150,000-$175,000 |
4 Bedroom | $342,000 | $290,000 | $300,000-$350,000 |
5 Bedroom | $435,000 | $350,000 | $350,000-$400,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$170 | $892 |
Superior Protection Discount | -$106 | $956 |
Fire & Security Discount | -$85 | $977 |
Hail Resistant Roof Discount | -$32 | $1,030 |
Newly Constructed Home Discount | -$234 | $828 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Hartford County | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
Newington, CT | $2,500 | $1,049 | $3,549 | $763 | $3,263 | $287 |
Kensington, CT | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
Chester, CT | $2,000 | $1,479 | $3,479 | $1,075 | $3,075 | $404 |
Salem, CT | $500 | $1,239 | $1,739 | $900 | $1,400 | $339 |
East Longmeadow, MA | $700 | $905 | $1,605 | $657 | $1,357 | $247 |
Ansonia, CT | $500 | $895 | $1,395 | $651 | $1,151 | $245 |
Sprague, CT | $1,500 | $1,091 | $2,591 | $793 | $2,293 | $298 |
New Milford, CT | $100 | $915 | $1,015 | $665 | $765 | $250 |
Otis, MA | $1,000 | $1,082 | $2,082 | $786 | $1,786 | $296 |
Southold, NY | $500 | $833 | $1,333 | $605 | $1,105 | $228 |
Moosup, CT | $1,000 | $920 | $1,920 | $668 | $1,668 | $251 |
Home Insurance Company Newington, CT | Homeowners Insurance Agency Newington, CT | Address | Popularity Score | Distance from Newington (miles) |
---|---|---|---|---|
State Farm | Caleb Carney | 401 Newfield St, Middletown, CT, 06457-6406 | 8.7 | |
State Farm | Dan Pinton | 45 Park Pl, Winsted, CT, 06098-1705 | 23.5 | |
State Farm | Chris Bamgboye | 1890 Dixwell Ave Ste 108, Hamden, CT, 06514-3118 | 24.5 | |
Travelers | Berry Insurance Associates | 1052 New Britain Ave, West Hartford, CT, 6110 | 3.0 | |
Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 7.4 | |
Travelers | Mclaughlin Associates | 106 Wall St, Madison, CT, 6443 | 28.8 | |
Liberty Mutual Independent | United Insurance Group Inc | 569 Boston Post Road, Orange, CT, 6477 | 33.6 | |
Allstate | Darren Prozzo | 92 East St, Plainville, CT, 6062 | 6.9 | |
State Farm | John Berardino | 1700 Post Rd Ste E9, Fairfield, CT, 06824-5726 | 46.7 | |
Travelers | Abren Insurance | 488 Howe Ave, Shelton, CT, 6484 | 31.7 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Connecticut | $270,100 | $1,253 | $840 | $1,740 | $900 |
Hartford County, CT | $235,300 | $1,076 | $730 | $1,480 | $750 |
Newington, CT | $229,900 | $1,062 | $710 | $1,510 | $800 |
Kensington, CT | $259,000 | $870 | $590 | $1,200 | $610 |
Chester, CT | $358,400 | $1,497 | $1,090 | $2,130 | $1,040 |
Salem, CT | $270,400 | $1,254 | $840 | $1,780 | $940 |
East Longmeadow, MA | $256,500 | $916 | $620 | $1,290 | $670 |
Ansonia, CT | $208,700 | $906 | $620 | $1,300 | $680 |
Sprague, CT | $217,100 | $1,104 | $760 | $1,510 | $750 |
New Milford, CT | $289,100 | $926 | $630 | $1,290 | $660 |
Otis, MA | $258,700 | $1,095 | $790 | $1,520 | $730 |
Southold, NY | $544,400 | $843 | $600 | $1,210 | $610 |
Moosup, CT | $164,900 | $931 | $680 | $1,290 | $610 |
Date: October 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried