Gavop's guide to buying homeowners insurance in Bourne, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bourne, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mac Arthur Blvd, Arthur Ave, Deseret Dr, Jillian Dr, Valley Bars Rd, Palmer Cir, Shaker Dr, Rope Walk Rd, Back River Rd, Sanderling Dr | $298,000 | $260,000 | $250,000-$300,000 | $343,500 | $310,000 | $300,000-$350,000 |
| Lucia Ln, Priscilla Rd, Wagner Way, Pilgrim Rd, Old Head of Bay Rd, Bourne Rotary Cir N, W Inner Rd, Plymouth Ln, Connery Ave, Vesper Dr | $223,000 | $200,000 | $200,000-$250,000 | $173,000 | $140,000 | $175,000-$200,000 |
| Honora Ct, Traycie Ln, Eldridge St, Brookside Rd, Brady Rd, Bosuns Ln, N Falmouth Hwy, Douglas Ave, Tinker St, Russell Rd | $220,000 | $210,000 | $200,000-$250,000 | $224,500 | $190,000 | $200,000-$250,000 |
| Windmill Rd, Jonathan Bourne Dr, Wheeler Dr, Van Bummel Rd, Mary Ave, Sandy Ln, Rolling Oaks Dr, Carpenter Ave, Carlton Rd, Cox Rd | $326,000 | $280,000 | $300,000-$350,000 | $184,500 | $150,000 | $150,000-$175,000 |
| Glacier Way, Clubhouse Dr, Avery Rd, Hope Ave, Manomet Rd, Spaatz St, Long Boat Rd, Church Ln, Virginia Rd, Wenaumet Bluff Dr | $286,500 | $240,000 | $300,000-$350,000 | $316,000 | $250,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $903 |
| Home and Two Car | -$167 | $815 |
| Home and Three Car | -$245 | $736 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barnstable County | $2,000 | $1,341 | $3,341 | $974 | $2,974 | $366 |
| Bourne, MA | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Monument Beach, MA | $100 | $1,359 | $1,459 | $987 | $1,087 | $371 |
| Pembroke, MA | $2,000 | $1,044 | $3,044 | $759 | $2,759 | $285 |
| Raynham, MA | $400 | $930 | $1,330 | $676 | $1,076 | $254 |
| Swansea, MA | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
| Rockland, MA | $100 | $829 | $929 | $602 | $702 | $227 |
| Sharon, MA | $700 | $1,113 | $1,813 | $809 | $1,509 | $304 |
| Warwick, RI | $200 | $1,067 | $1,267 | $775 | $975 | $292 |
| Siasconset, MA | $2,500 | $774 | $3,274 | $562 | $3,062 | $211 |
| Norwood, MA | $500 | $926 | $1,426 | $673 | $1,173 | $253 |
| West Warwick, RI | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Home Insurance Company Bourne, MA | Homeowners Insurance Agency Bourne, MA | Address | Popularity Score | Distance from Bourne (miles) |
|---|---|---|---|---|
| Allstate | John Rodrigues | 260 Ashley Blvd, New Bedford, MA, 2746 | 17.9 | |
| Liberty Mutual Independent | Mcsweeney & Ricci Insurance | 420 Washington St, Braintree, MA, 2184 | 40.5 | |
| Travelers | Tetrault Insurance Agency | 4317 Acushnet Ave, New Bedford, MA, 2745 | 18.3 | |
| Allstate | Miriam Hayden | 34 Main Street Ext Ste 101, Plymouth, MA, 2360 | 16.8 | |
| Travelers | Dambrosio & Dambrosio Inc | 1099 Bedford St, Fall River, MA, 2723 | 28.2 | |
| Travelers | Parent Prakop & Assoc Ins Agy | 733 Washington St , Stoughton, MA, 2072 | 38.5 | |
| Travelers | First Trust Insurance Group Llc | 36 Cordage Park Circle Ste 217, Plymouth, MA, 2360 | 18.7 | |
| Travelers | Rogers & Gray Insurance Agency Inc | 63 Smiths Ln, Kingston, MA, 2364 | 19.0 | |
| Travelers | Kaplansky Insurance Agency | 208 Washington St, Fairhaven, MA, 2719 | 16.2 | |
| Travelers | Carey Richmond & Viking Ins Agency Of Ma Inc | 700 Pleasant St Suite 120 , New Bedford, MA, 2740 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $2,000 | $970 |
| Barnstable County, MA | $375,000 | $1,357 | $910 | $1,930 | $1,020 |
| Bourne, MA | $345,400 | $982 | $700 | $1,380 | $680 |
| Monument Beach, MA | $343,900 | $1,375 | $940 | $1,940 | $1,000 |
| Pembroke, MA | $370,300 | $1,057 | $710 | $1,490 | $780 |
| Raynham, MA | $330,600 | $941 | $670 | $1,290 | $620 |
| Swansea, MA | $271,800 | $805 | $580 | $1,110 | $530 |
| Rockland, MA | $288,100 | $839 | $580 | $1,190 | $610 |
| Sharon, MA | $518,900 | $1,126 | $820 | $1,540 | $720 |
| Warwick, RI | $199,000 | $1,080 | $770 | $1,540 | $770 |
| Siasconset, MA | $1,700,000 | $783 | $530 | $1,070 | $540 |
| Norwood, MA | $402,600 | $937 | $680 | $1,320 | $640 |
| West Warwick, RI | $183,200 | $923 | $640 | $1,260 | $620 |