Gavop's guide to buying homeowners insurance in Penn Yan, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Penn Yan, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
---|---|---|---|---|---|---|
Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
Chubb Hollow Rd, Gibbs Rd, County House Woods Rd, Jensen Rd, Wagener St, Payne Rd, Co Rd 2, Hutton St, Eastman Ave, Kinneys Corners Rd | $123,000 | $110,000 | $125,000-$150,000 | $121,000 | $110,000 | $100,000-$125,000 |
Kimball Ave, State Rte 364, N Main St, Haley Hill Rd, Old Bath Rd, Benham St, Stiles Rd, Co Rd 24, Tinney Rd, Ridge Rd | $141,000 | $120,000 | $125,000-$150,000 | $76,000 | $70,000 | $50,000-$75,000 |
Bill Bailey Rd, Ritchey Blvd, Buckle Rd, Keuka Est, Co Rd 9, Pre Emption Rd, Thistle St, Cypress St, E Sherman Hollow Rd, Brown Hill Rd | $128,000 | $100,000 | $125,000-$150,000 | $109,000 | $90,000 | $100,000-$125,000 |
Lower East Lake Rd, Wagener Ct, Vrooman Rd, Hamilton Pl, Liberty St, Country Ct, Keuka St, School Dr, Ellis Rd, Waddell Ave | $139,500 | $130,000 | $125,000-$150,000 | $103,000 | $90,000 | $100,000-$125,000 |
Franklin St, Alexander Rd, Scott Rd, Guyonoga Rd, Blue Spruce Ln, Carroll Rd, Voak Rd, Dombroski Rd, Brown St, Andrews Hill Rd | $118,500 | $100,000 | $100,000-$125,000 | $161,000 | $140,000 | $125,000-$150,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$75 | $868 |
Home and Two Car | -$160 | $783 |
Home and Three Car | -$226 | $717 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $6,095 |
Physical Damage | $2,440 |
Hail Damage | $4,618 |
Wind Damage | $6,242 |
Expensive Claims | |
Fire | $44,229 |
Smoke | $17,054 |
Home Insurance Company Penn Yan, NY | Homeowners Insurance Agency Penn Yan, NY | Address | Popularity Score | Distance from Penn Yan (miles) |
---|---|---|---|---|
Allstate | Yuliana Yurkevich | 1548 Buffalo Rd, Rochester, NY, 14624 | 46.8 | |
Allstate | Gambino Family Agency | 3240 Chili Ave, Rochester, NY, 14624 | 46.9 | |
Erie | J James Wolfe Agency Inc. | 196 S Main Street, Canandaigua, NY, 14424 | 19.3 | |
Liberty Mutual Independent | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 39.1 | |
Allstate | John Cassetta | 1880 E Ridge Rd Suite 5 Lower Level, Rochester, NY, 14622 | 45.6 | |
Travelers | James R Meys Agency Inc | 124 Main Street, Geneseo, NY, 14454 | 40.0 | |
Liberty Mutual Independent | Mgm Associates | 1745 Penfield Rd, Penfield, NY, 14526 | 39.0 | |
Allstate | E F Ashley Co Inc | 6336 Lake Ave, Williamson, NY, 14589 | 39.9 | |
Travelers | Consolidated Agency Inc | 1819 E Ridge Road, Rochester, NY, 14622 | 45.6 | |
Allstate | Ray Hess | 58 N Main St, Honeoye Falls, NY, 14472 | 34.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
New York | $293,000 | $1,164 | $840 | $1,590 | $750 |
Yates County, NY | $128,900 | $943 | $690 | $1,300 | $610 |
Penn Yan, NY | $99,800 | $943 | $630 | $1,310 | $680 |
Barrington, NY | $169,000 | $683 | $490 | $960 | $470 |
Cayuga, NY | $111,800 | $597 | $410 | $850 | $440 |
West Bloomfield, NY | $120,400 | $603 | $410 | $860 | $450 |
Cameron, NY | $82,100 | $592 | $410 | $840 | $430 |
Skaneateles, NY | $290,100 | $817 | $550 | $1,160 | $610 |
Danby, NY | $182,900 | $719 | $500 | $1,030 | $530 |
Hornell, NY | $66,200 | $968 | $670 | $1,370 | $700 |
Lindley, NY | $102,600 | $592 | $400 | $850 | $450 |
Irondequoit, NY | $118,600 | $1,226 | $820 | $1,750 | $930 |
Birdsall, NY | $67,100 | $601 | $430 | $820 | $390 |