How Can I Make My Garza County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Garza County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Garza County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $35,500 $30,000 $25,000-$50,000
2 Bedroom $92,000 $90,000 $75,000-$100,000
3 Bedroom $84,500 $70,000 $75,000-$100,000
4 Bedroom $126,500 $110,000 $125,000-$150,000
5 Bedroom $271,000 $250,000 $250,000-$300,000

Choose the Best Garza County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $25 to 50,000 No Pets, Smoker $940
Full Time Job 750-799 Credit Score $25 to 50,000 3 Pets, Smoker $600
Unemployed Up to 499 Credit Score <$25,000 More than 3 Pets at home, Smoker $660

Choose the Right Deductible for your Garza County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $530 $930 $430 $830 $100
Garza County, TX $700 $330 $830 $280 $980 $-150
Garza County, TX $1,000 $310 $810 $260 $1,260 $-450
Slaton, TX $300 $420 $720 $360 $660 $60
Gail, TX $2,500 $380 $880 $320 $2,820 $-1,940
Crosbyton, TX $300 $210 $510 $180 $480 $30
Ransom Canyon, TX $2,000 $910 $1,410 $770 $2,770 $-1,360
Buffalo Springs, TX $100 $470 $570 $390 $490 $80
Scurry County, TX $700 $320 $820 $270 $970 $-150
Girard, TX $400 $50 $450 $40 $440 $10
Idalou, TX $2,000 $520 $1,020 $440 $2,440 $-1,420
Lubbock, TX $500 $530 $1,030 $430 $930 $100
Dickens, TX $1,000 $310 $810 $260 $1,260 $-450

Identify Top Home Insurance Agents near Garza County, TX | Back to Top

Home Insurance Company Garza County, TX Homeowners Insurance Agency Garza County, TX Address Popularity Score Distance from Garza County (miles)
State Farm Scott Powell 8208 Indiana Ave, Lubbock, TX, 79423-2833
41.0
State Farm Rebecca Egert 9810 Indiana Ave Ste 120, Lubbock, TX, 79423-4932
40.5
Travelers Ashmore & Associates Insurance Agency Llc 6102 82nd Street #6, Lubbock, TX, 79424
44.1
Farmers Brent Hatchett 4202 98th St Ste 101, Lubbock, TX, 79423
41.2
Travelers Sig-Dansby And Associates 5147a 69th St, Lubbock, TX, 79424
43.1
Allstate Paul Willems 4747 S Loop 289 Ste 140, Lubbock, TX, 79424
42.8
Farmers Tyler Mcdonald 5124 82nd St, Lubbock, TX, 79424
42.6
Travelers Insurance Partners 7335 W 82nd, Ste 4, Lubbock, TX, 79424
45.4
Travelers Sanford & Tatum Insurance Agency 6303 Indiana Ave, Lubbock, TX, 79413
41.8
State Farm Tommy Reece 3114 50th St, Lubbock, TX, 79413-4104
42.0

Compare Rates for Garza County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Garza County, TX $72,800 $340 $220 $520 $300
Garza County, TX $72,800 $290 $190 $450 $260
Slaton, TX $77,700 $390 $260 $600 $340
Gail, TX $75,000 $390 $260 $600 $340
Crosbyton, TX $50,500 $270 $180 $420 $240
Ransom Canyon, TX $211,600 $1,020 $670 $1,570 $900
Buffalo Springs, TX $85,700 $350 $230 $540 $310
Scurry County, TX $81,800 $430 $280 $660 $380
Girard, TX $9,999 $60 $40 $90 $50
Idalou, TX $102,800 $540 $360 $830 $470
Lubbock, TX $109,200 $620 $410 $950 $540
Dickens, TX $59,300 $300 $200 $460 $260