Gavop's guide to buying homeowners insurance in Salem, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Salem, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Home Place Dr, C H 10, Still Water Bay Dr, Joshua Dr, Pine Mountain Rd, K E 4, Persimmon Hill Ln, N Wynnward Point Dr, Jetty Ln, Friendship Rd | $221,500 | $190,000 | $200,000-$250,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Nelson Ln, Cherry Dr, Nichole Dr, Eagle Ridge Rd, Shore Ct, Commodore Dr, Cheohee Valley Rd, K E 3, Keowee Bay, State Rd S-37-128 | $142,500 | $130,000 | $125,000-$150,000 | $141,500 | $130,000 | $125,000-$150,000 |
| Port Tack Rd, Mizzen Ln, Terrapin Tail Rd, Harris Dr, Piney Cove Ln, Burt Hill Rd, Kanewood Trl, Butterfly Ln, Pine Tree Dr, Ramey Rd | $213,000 | $190,000 | $200,000-$250,000 | $245,000 | $230,000 | $200,000-$250,000 |
| Long Cove Trl, Whits Way Ln, Navigator Ct, Shimmering Water Ln, Crystal Cove, Windsong Trl, Marina Village Way, Hearthstone Way, Long Reach Dr, State Rd S-37-375 | $238,500 | $220,000 | $250,000-$300,000 | $131,000 | $110,000 | $150,000-$175,000 |
| Moores Dr, Osheal Dr, Hawthorn Way, Red Fern Ln, Wild Acres Ln, Wild Cherry Ln, Bond Zill Dr, Navaho Ln, Blowing Fresh Dr, Fernwood Dr | $191,500 | $160,000 | $200,000-$250,000 | $150,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $782 |
| Superior Protection Discount | -$94 | $848 |
| Fire & Security Discount | -$104 | $838 |
| Hail Resistant Roof Discount | -$19 | $923 |
| Newly Constructed Home Discount | -$226 | $716 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oconee County | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Salem, SC | $2,000 | $931 | $2,931 | $676 | $2,676 | $254 |
| Clayton, GA | $400 | $797 | $1,197 | $579 | $979 | $218 |
| Tallulah Falls, GA | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Green River, NC | $400 | $1,031 | $1,431 | $750 | $1,150 | $282 |
| West Pelzer, SC | $2,500 | $571 | $3,071 | $415 | $2,915 | $156 |
| Cherokee, NC | $200 | $636 | $836 | $462 | $662 | $174 |
| Avery Creek, NC | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| Mount Airy, GA | $400 | $852 | $1,252 | $619 | $1,019 | $233 |
| Iron Duff, NC | $1,500 | $1,273 | $2,773 | $925 | $2,425 | $348 |
| Clear Creek, NC | $400 | $673 | $1,073 | $489 | $889 | $184 |
| Sandy Cross, GA | $2,500 | $894 | $3,394 | $650 | $3,150 | $244 |
| Home Insurance Company Salem, SC | Homeowners Insurance Agency Salem, SC | Address | Popularity Score | Distance from Salem (miles) |
|---|---|---|---|---|
| Travelers | Advisors Insurance Agency | 2702 E North St., Greenville, SC, 29615 | 36.5 | |
| Allstate | Stephen Kang | 312 W Stone Ave, Greenville, SC, 29609 | 33.6 | |
| State Farm | Liz Berry | 1004 W Georgia Rd Ste G, Simpsonville, SC, 29680-7423 | 42.5 | |
| Allstate | Shane Smith | 1376 Tiger Blvd Ste 200, Clemson, SC, 29631 | 20.4 | |
| Liberty Mutual Independent | The Stover Company Inc | 1218 Laurens Rd, Greenville, SC, 29607 | 35.7 | |
| Travelers | Powdersville Insurance Agency | 209 Siloam Rd , Easley, SC, 29642 | 30.5 | |
| Allstate | Ashley Harpe | 1004 W Georgia Rd Ste A, Simpsonville, SC, 29680 | 42.5 | |
| Allstate | Joel Rice | 15684 Wells Hwy, Seneca, SC, 29678 | 19.1 | |
| Allstate | Julian Davis | 530 A Bypass 123, Seneca, SC, 29678 | 17.5 | |
| State Farm | Anne Mcalister | 100 Century Plaza Dr Ste 1, Seneca, SC, 29678-0850 | 17.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,390 | $730 |
| Oconee County, SC | $153,300 | $973 | $670 | $1,390 | $720 |
| Salem, SC | $222,500 | $942 | $640 | $1,340 | $700 |
| Clayton, GA | $144,700 | $806 | $550 | $1,110 | $560 |
| Tallulah Falls, GA | $112,500 | $814 | $550 | $1,130 | $580 |
| Green River, NC | $205,200 | $1,044 | $710 | $1,450 | $740 |
| West Pelzer, SC | $84,300 | $578 | $390 | $800 | $410 |
| Cherokee, NC | $104,000 | $644 | $460 | $910 | $450 |
| Avery Creek, NC | $231,400 | $798 | $580 | $1,130 | $550 |
| Mount Airy, GA | $122,100 | $862 | $590 | $1,220 | $630 |
| Iron Duff, NC | $289,900 | $1,288 | $940 | $1,780 | $840 |
| Clear Creek, NC | $140,100 | $681 | $490 | $930 | $440 |
| Sandy Cross, GA | $131,500 | $905 | $660 | $1,290 | $630 |