Gavop shows you how to buy homeowners insurance in Barton County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $206,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $169,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $653 |
| Superior Protection Discount | -$71 | $716 |
| Fire & Security Discount | -$55 | $732 |
| Hail Resistant Roof Discount | -$16 | $771 |
| Newly Constructed Home Discount | -$157 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barton County | $1,000 | $778 | $1,778 | $565 | $1,565 | $213 |
| Barton County, MO | $1,000 | $778 | $1,778 | $565 | $1,565 | $213 |
| Lamar, MO | $300 | $920 | $1,220 | $668 | $968 | $251 |
| Reeds, MO | $1,500 | $732 | $2,232 | $532 | $2,032 | $200 |
| Sarcoxie, MO | $100 | $842 | $942 | $612 | $712 | $230 |
| Galena, KS | $1,500 | $874 | $2,374 | $635 | $2,135 | $239 |
| Everton, MO | $500 | $740 | $1,240 | $538 | $1,038 | $202 |
| Freedom, KS | $1,000 | $1,162 | $2,162 | $844 | $1,844 | $318 |
| West Madison, MO | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Prescott, KS | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Appleton, MO | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Home Insurance Company Barton County, MO | Homeowners Insurance Agency Barton County, MO | Address | Popularity Score | Distance from Barton County (miles) |
|---|---|---|---|---|
| Farmers | Ethan Giertz | 108 S Main St, Carl Junction, MO, 64834 | 25.5 | |
| Travelers | Kraft Insurance Services | 2701 Bird Ave, Joplin, MO, 64804 | 31.9 | |
| Allstate | Sam Green | 855 E Hwy 60 Ste C, Monett, MO, 65708 | 47.0 | |
| State Farm | Bill Foster | 200 N Cedar St, Nevada, MO, 64772-2310 | 23.4 | |
| Farmers | Andrea Hollstein | 907 Gulf St, Lamar, MO, 64759 | 3.7 | |
| Farmers | Kevin Pruitt | 2634 E 7th St, Joplin, MO, 64801 | 29.8 | |
| Allstate | Ron Trujillo Fss | 705 Illinois Ave Ste 10, Joplin, MO, 64801 | 30.2 | |
| Travelers | Roger Blaser Insurance | 201 W 10th St, Lamar, MO, 64759 | 3.7 | |
| Travelers | Roger Blaser Insurance | 201 10th St W, Lamar, MO, 64759 | 3.7 | |
| State Farm | Jeff Montgomery | 1715 S Madison St Ste F, Webb City, MO, 64870-3044 | 26.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,550 | $800 |
| Barton County, MO | $97,500 | $787 | $570 | $1,130 | $560 |
| Barton County, MO | $97,500 | $787 | $560 | $1,130 | $570 |
| Lamar, MO | $95,700 | $931 | $660 | $1,320 | $660 |
| Reeds, MO | $50,000 | $741 | $500 | $1,020 | $520 |
| Sarcoxie, MO | $75,200 | $852 | $610 | $1,180 | $570 |
| Galena, KS | $60,100 | $885 | $690 | $1,190 | $500 |
| Everton, MO | $51,700 | $749 | $530 | $1,070 | $540 |
| Freedom, KS | $102,900 | $1,176 | $920 | $1,590 | $670 |
| West Madison, MO | $67,500 | $820 | $550 | $1,130 | $580 |
| Prescott, KS | $38,000 | $700 | $550 | $950 | $400 |
| Appleton, MO | $77,500 | $862 | $590 | $1,220 | $630 |