Gavop shows you how to buy homeowners insurance in Simcoe, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $134,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $201,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $268,000 | $240,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $789 |
| Home and Two Car | -$137 | $720 |
| Home and Three Car | -$197 | $660 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cullman County | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| Simcoe, AL | $1,000 | $847 | $1,847 | $616 | $1,616 | $232 |
| Blount County, AL | $200 | $1,025 | $1,225 | $745 | $945 | $280 |
| Rosa, AL | $1,000 | $997 | $1,997 | $724 | $1,724 | $272 |
| Clarence, AL | $200 | $760 | $960 | $552 | $752 | $208 |
| Allgood, AL | $1,500 | $943 | $2,443 | $685 | $2,185 | $258 |
| Oneonta, AL | $200 | $847 | $1,047 | $616 | $816 | $232 |
| Margaret, AL | $700 | $1,202 | $1,902 | $874 | $1,574 | $329 |
| Geraldine, AL | $300 | $781 | $1,081 | $568 | $868 | $213 |
| Athens, AL | $1,500 | $1,090 | $2,590 | $792 | $2,292 | $298 |
| St. Clair County, AL | $200 | $1,121 | $1,321 | $815 | $1,015 | $306 |
| Adamsville, AL | $700 | $959 | $1,659 | $697 | $1,397 | $262 |
| Home Insurance Company Simcoe, AL | Homeowners Insurance Agency Simcoe, AL | Address | Popularity Score | Distance from Simcoe (miles) |
|---|---|---|---|---|
| State Farm | Meri Beth Mabry | 712 A Jackson Way Ne, Huntsville, AL, 35801-3503 | 36.0 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 22.1 | |
| Farmers | Gary Gibbs | 220 4th Ave Se, Cullman, AL, 35055 | 7.5 | |
| State Farm | Brian Wiggins | 8871 Madison Blvd Ste A, Madison, AL, 35758-1807 | 30.4 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 35.8 | |
| Farmers | Gerald Trevarthen | 909a Graham St Sw, Cullman, AL, 35055 | 8.6 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11, Springville, AL, 35146 | 35.1 | |
| State Farm | Judy Larson | 2046 Beltline Rd Sw Ste 2, Decatur, AL, 35601-5549 | 28.8 | |
| Travelers | Virgil B Fowler Insurance Agency | 806 2nd Ave Sw, Cullman, AL, 35055 | 7.8 | |
| Travelers | The Edwards Agency Inc | 1125 Main Street, Sumiton, AL, 35148 | 37.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,600 | $810 |
| Cullman County, AL | $121,900 | $1,037 | $750 | $1,440 | $690 |
| Simcoe, AL | $105,400 | $858 | $620 | $1,220 | $600 |
| Blount County, AL | $122,200 | $1,038 | $700 | $1,460 | $760 |
| Rosa, AL | $103,400 | $1,009 | $720 | $1,420 | $700 |
| Clarence, AL | $88,600 | $769 | $520 | $1,060 | $540 |
| Allgood, AL | $94,500 | $954 | $660 | $1,330 | $670 |
| Oneonta, AL | $139,800 | $857 | $620 | $1,180 | $560 |
| Margaret, AL | $142,200 | $1,217 | $830 | $1,670 | $840 |
| Geraldine, AL | $92,500 | $790 | $570 | $1,120 | $550 |
| Athens, AL | $135,800 | $1,103 | $740 | $1,520 | $780 |
| St. Clair County, AL | $142,800 | $1,135 | $830 | $1,550 | $720 |
| Adamsville, AL | $97,100 | $971 | $690 | $1,350 | $660 |