How Can I Make My Temecula, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Temecula, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Temecula, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $220,500 | $210,000 | $175,000-$200,000 |
| 3 Bedroom | $339,500 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $505,000 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $369,500 | $340,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Temecula, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $817 |
| Superior Protection Discount | -$100 | $896 |
| Fire & Security Discount | -$90 | $906 |
| Hail Resistant Roof Discount | -$30 | $966 |
| Newly Constructed Home Discount | -$259 | $737 |
Choose your Temecula, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Temecula, CA | Back to Top
| Home Insurance Company Temecula, CA | Homeowners Insurance Agency Temecula, CA | Address | Popularity Score | Distance from Temecula (miles) |
|---|---|---|---|---|
| State Farm | Greg Rosalino | 1401 N El Camino Real Ste 109, San Clemente, CA, 92672-4982 | 28.7 | |
| Liberty Mutual Independent | Bmr Insurance Agency | 13732 Newport Ave Ste 3, Tustin, CA, 92780 | 43.2 | |
| Travelers | Countryside Insurance Services | 40395 Winchester Rd Ste B, Temecula, CA, 92591 | 2.9 | |
| State Farm | Michelle Mcgowan | 3602 Ocean Ranch Blvd, Oceanside, CA, 92056-2669 | 22.1 | |
| State Farm | Steven Hill | 350 E 17th St Ste 211, Costa Mesa, CA, 92627-3231 | 46.1 | |
| State Farm | John Crawford | 7061 Clairemont Mesa Blvd, San Diego, CA, 92111 | 45.6 | |
| Allstate | Braden Palmer | 23591 El Toro Rd Ste 285, Lake Forest, CA, 92630 | 34.0 | |
| Farmers | Jerry Farcone | 30201 Aventura Ste 201, Rancho Santa Margari, CA, 92688 | 28.9 | |
| State Farm | Pat Mcleod | 2651 Irvine Ave Ste 138, Costa Mesa, CA, 92627-4647 | 44.9 | |
| State Farm | Larry Cornett | 1297 W Main St Ste C, El Cajon, CA, 92020-4135 | 48.9 |
Compare Rates for Temecula, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Temecula, CA | $394,600 | $996 | $740 | $1,350 | $610 |
| Wildomar, CA | $308,100 | $796 | $590 | $1,080 | $490 |
| Escondido, CA | $396,200 | $1,002 | $740 | $1,360 | $620 |
| Rancho Santa Margarita, CA | $619,200 | $1,366 | $1,010 | $1,860 | $850 |
| El Sobrante, CA | $467,300 | $1,014 | $750 | $1,380 | $630 |
| Redlands, CA | $350,900 | $889 | $660 | $1,210 | $550 |
| Eucalyptus Hills, CA | $493,400 | $1,000 | $740 | $1,360 | $620 |
| Santee, CA | $397,200 | $1,005 | $740 | $1,370 | $630 |
| Rialto, CA | $260,200 | $712 | $530 | $970 | $440 |
| Desert Hot Springs, CA | $135,000 | $1,325 | $980 | $1,800 | $820 |
| Placentia, CA | $585,800 | $1,383 | $1,020 | $1,880 | $860 |
Research Home Insurance Companies Reviews in Temecula, CA Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: February 14, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: January 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: December 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: March 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: January 03, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: August 10, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: March 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Allied Insurance Home Insurance Reviews
Date: November 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 05, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: October 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
MetLife Home Insurance Reviews
Date: August 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: December 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Horace Mann Educators Corporation Home Insurance Reviews
Date: October 17, 2018 Age: 50 to 59 Gender: Male Marital Status: Married