Gavop shows you how to buy homeowners insurance in Mead, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $183,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $251,000 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $248,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $629,500 | $590,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $542 |
| Superior Protection Discount | -$65 | $588 |
| Fire & Security Discount | -$59 | $594 |
| Hail Resistant Roof Discount | -$13 | $640 |
| Newly Constructed Home Discount | -$183 | $470 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spokane County | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Mead, WA | $2,000 | $645 | $2,645 | $469 | $2,469 | $176 |
| Spokane, WA | $400 | $644 | $1,044 | $468 | $868 | $176 |
| Liberty Lake, WA | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Dalton Gardens, ID | $300 | $840 | $1,140 | $610 | $910 | $230 |
| Spirit Lake-Athol, ID | $2,500 | $734 | $3,234 | $533 | $3,033 | $201 |
| Springdale, WA | $300 | $600 | $900 | $436 | $736 | $164 |
| Malden, WA | $700 | $458 | $1,158 | $333 | $1,033 | $125 |
| Chewelah, WA | $300 | $609 | $909 | $443 | $743 | $166 |
| Stevens County, WA | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| St. John, WA | $500 | $573 | $1,073 | $416 | $916 | $157 |
| Farmington, WA | $1,500 | $490 | $1,990 | $356 | $1,856 | $134 |
| Home Insurance Company Mead, WA | Homeowners Insurance Agency Mead, WA | Address | Popularity Score | Distance from Mead (miles) |
|---|---|---|---|---|
| Travelers | Associated Agents Group Inc | 7816 E Broadway Ave, Spokane Valley, WA, 99212 | 8.3 | |
| Liberty Mutual Independent | Boyd Insurance Brokerage Inc | 103 E Sprague Ave 102, Spokane, WA, 99202 | 8.9 | |
| Travelers | Gvi Corporation | 1320 N Atlantic, Spokane, WA, 99201 | 8.1 | |
| Travelers | Century Insurance Agency | 1406 N Pines Rd, Spokane Valley, WA, 99206 | 9.2 | |
| Travelers | Dan Hoffman Insurance Agency | 6105 N Astor, Spokane, WA, 99208 | 5.2 | |
| Travelers | Mount Spokane Insurance | 4025 E Mt Spokane Park Dr, Mead, WA, 99021 | 0.6 | |
| Travelers | Alpine Ins Inc | 59 E Queen Ave Ste 112, Spokane, WA, 99207 | 5.9 | |
| Allstate | Ryan Matthew Yohe | 9221 N Division St Ste G, Spokane, WA, 99218 | 3.9 | |
| Allstate | Nancy Yohe | 2817 N Argonne Rd, Spokane, WA, 99212 | 7.4 | |
| Farmers | Terry Edwards | 5719 N Division St, Spokane, WA, 99208 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,160 | $590 |
| Spokane County, WA | $195,500 | $673 | $460 | $940 | $480 |
| Mead, WA | $201,700 | $653 | $460 | $920 | $460 |
| Spokane, WA | $180,500 | $652 | $460 | $920 | $460 |
| Liberty Lake, WA | $247,300 | $638 | $450 | $890 | $440 |
| Dalton Gardens, ID | $331,900 | $850 | $590 | $1,180 | $590 |
| Spirit Lake-Athol, ID | $271,300 | $743 | $540 | $1,030 | $490 |
| Springdale, WA | $168,000 | $607 | $410 | $860 | $450 |
| Malden, WA | $81,700 | $464 | $340 | $640 | $300 |
| Chewelah, WA | $174,200 | $617 | $420 | $840 | $420 |
| Stevens County, WA | $184,600 | $658 | $450 | $910 | $460 |
| St. John, WA | $128,200 | $580 | $420 | $830 | $410 |
| Farmington, WA | $93,000 | $496 | $340 | $700 | $360 |