Gavop shows you how to buy homeowners insurance in Coto de Caza, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $574,000 | $500,000 | $600,000-$700,000 |
| 3 Bedroom | $596,500 | $510,000 | $700,000-$800,000 |
| 4 Bedroom | $1,241,500 | $1,130,000 | More than 10,000,000 |
| 5 Bedroom | $1,230,000 | $1,130,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $854 |
| Home and Two Car | -$159 | $779 |
| Home and Three Car | -$216 | $722 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Coto de Caza, CA | $1,500 | $927 | $2,427 | $674 | $2,174 | $253 |
| Laguna Woods, CA | $300 | $656 | $956 | $477 | $777 | $179 |
| Central Coast, CA | $700 | $926 | $1,626 | $673 | $1,373 | $253 |
| Corona, CA | $400 | $911 | $1,311 | $662 | $1,062 | $249 |
| French Valley, CA | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Seal Beach, CA | $200 | $739 | $939 | $537 | $737 | $202 |
| Norwalk, CA | $2,000 | $950 | $2,950 | $691 | $2,691 | $260 |
| Downey, CA | $400 | $1,336 | $1,736 | $971 | $1,371 | $365 |
| Vincent, CA | $2,000 | $841 | $2,841 | $611 | $2,611 | $230 |
| Rancho Palos Verdes, CA | $300 | $1,215 | $1,515 | $883 | $1,183 | $332 |
| Del Mar, CA | $1,500 | $815 | $2,315 | $592 | $2,092 | $223 |
| Home Insurance Company Coto de Caza, CA | Homeowners Insurance Agency Coto de Caza, CA | Address | Popularity Score | Distance from Coto de Caza (miles) |
|---|---|---|---|---|
| Travelers | Insurance Solutions | 33302 Valle Rd Ste 200, San Juan Capistrano, CA, 92675 | 9.4 | |
| Travelers | Ironpoint Insurance Services Llc | 23032 Mill Creek Dr, Laguna Hills, CA, 92653 | 8.8 | |
| State Farm | Tom Gorski | 95 Argonaut Ste 120, Aliso Viejo, CA, 92656-4136 | 8.0 | |
| State Farm | Chase Douglas | 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234 | 8.6 | |
| Allstate | Robert Andrews | 13844 Alton Pkwy Ste 132, Irvine, CA, 92618 | 8.4 | |
| Allstate | Michael Nevins | 2403 S Moray Ave Ste 3, San Pedro, CA, 90732 | 42.9 | |
| Farmers | Robert Soza | 18a Journey Ste 110, Aliso Viejo, CA, 92656 | 8.4 | |
| Farmers | Don Hesketh | 33733 Yucaipa Blvd Ste 11, Yucaipa, CA, 92399 | 42.4 | |
| State Farm | Michele Brandmeier | 20250 Sw Acacia St Ste 125, Newport Beach, CA, 92660-1526 | 17.4 | |
| State Farm | Lou Grande | 2741 Hamner Ave Ste 107, Norco, CA, 92860-3629 | 22.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Coto de Caza, CA | $958,100 | $938 | $690 | $1,280 | $590 |
| Laguna Woods, CA | $246,600 | $664 | $490 | $900 | $410 |
| Central Coast, CA | $927,400 | $937 | $690 | $1,270 | $580 |
| Corona, CA | $401,600 | $922 | $680 | $1,250 | $570 |
| French Valley, CA | $377,900 | $848 | $630 | $1,150 | $520 |
| Seal Beach, CA | $338,100 | $748 | $550 | $1,020 | $470 |
| Norwalk, CA | $375,400 | $962 | $710 | $1,310 | $600 |
| Downey, CA | $479,500 | $1,353 | $1,000 | $1,840 | $840 |
| Vincent, CA | $378,800 | $851 | $630 | $1,160 | $530 |
| Rancho Palos Verdes, CA | $1,051,000 | $1,229 | $910 | $1,670 | $760 |
| Del Mar, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |