Gavop's guide to buying homeowners insurance in Skiatook, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $71,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $146,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $136,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $136,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $853 |
| Superior Protection Discount | -$95 | $958 |
| Fire & Security Discount | -$95 | $958 |
| Hail Resistant Roof Discount | -$21 | $1,032 |
| Newly Constructed Home Discount | -$305 | $748 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
| Home Insurance Company Skiatook, OK | Homeowners Insurance Agency Skiatook, OK | Address | Popularity Score | Distance from Skiatook (miles) |
|---|---|---|---|---|
| Allstate | Clay Greene | 329 S Elm St Ste 204, Jenks, OK, 74037 | 24.3 | |
| Travelers | Tolson Agency Inc | 511 Kihekah Ave, Pawhuska, OK, 74056 | 27.1 | |
| Farmers | Wilbur Tucker | 720 W Main St Ste B, Collinsville, OK, 74021 | 10.3 | |
| Travelers | Cleveland Insurance Agency Llc | 110 N Broadway, Cleveland, OK, 74020 | 25.3 | |
| State Farm | Herb Weaver | 1322 W Main St, Collinsville, OK, 74021-3012 | 9.9 | |
| State Farm | Janine Morales | 4401 S Peoria Ave Ste A, Tulsa, OK, 74105-3925 | 18.8 | |
| Farmers | Amanda Patterson | 15 E Main Street, Sperry, OK, 74073 | 5.2 | |
| Farmers | Johnny Haynes | 102 E 2nd St, Sand Springs, OK, 74063 | 16.7 | |
| Farmers | Jackie Jones | 227 W Rogers Blvd, Skiatook, OK, 74070 | 0.8 | |
| Farmers | Dawn Hibbs | 4325 E 51st St Ste 112, Tulsa, OK, 74135 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,100 | $1,070 |
| Osage County, OK | $110,100 | $1,229 | $840 | $1,710 | $870 |
| Skiatook, OK | $124,700 | $1,053 | $730 | $1,510 | $780 |
| Limestone, OK | $205,800 | $2,026 | $1,460 | $2,800 | $1,340 |
| Wynona, OK | $34,500 | $687 | $490 | $980 | $490 |
| Cleveland, OK | $88,800 | $846 | $620 | $1,210 | $590 |
| Kellyville-Slick, OK | $87,500 | $1,179 | $860 | $1,630 | $770 |
| Lenapah-Delaware, OK | $65,700 | $986 | $660 | $1,360 | $700 |
| Bristow, OK | $97,300 | $897 | $600 | $1,280 | $680 |
| Burbank, OK | $55,000 | $887 | $640 | $1,260 | $620 |
| Elgin, KS | $32,800 | $653 | $510 | $880 | $370 |
| South Wagoner, OK | $87,000 | $1,175 | $860 | $1,680 | $820 |