How Can I Make My Wentzville, MO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Wentzville, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Wentzville, MO Home Insurance Coverage Levels | Back to Top
| Wentzville, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Saint Matthew Ave, 3rd St, Langtree Dr, Commerce Dr, Old Hwy 61, Pepper Ln, Rainier Ct, Old Hwy 79, E Pitman St, Old Hwy 79 | $219,500 | $180,000 | $175,000-$200,000 | $207,000 | $170,000 | $175,000-$200,000 |
| Crystal Crossing Ln, Tallyho Trl, Love Park Ln, McGee Rd, Hilltop Way, S Linn Ave, N Tally St, Villa Tuscany Ct, Savannah Ter, England Dr | $138,500 | $110,000 | $100,000-$125,000 | $145,000 | $120,000 | $125,000-$150,000 |
| Jagged Rock Dr, Westbrook, Marble Crossing Dr, N Talley St, Shady River Dr, Kersting Rd, Fawnwood, Conklin Rd, Guthrie Rd, Superior Dr | $250,000 | $210,000 | $200,000-$250,000 | $292,500 | $270,000 | $250,000-$300,000 |
| Flint Hill Park Ln, Homerun Dr, G T E Dr, Petersburg Pl, Alsmeyer Dr, Hill Rd, Brewster Ct, Highland Farms Dr, Mette Rd, Klaas Ln | $156,500 | $130,000 | $175,000-$200,000 | $345,000 | $310,000 | $300,000-$350,000 |
| Barbara Dr, Nightingale Ct, Cowan Ln, Redwing Ct, Spotted Fawn Ct, Oak Moss Dr, Lewis St, W Pitman St, N Locust St, W Fourth St | $121,500 | $100,000 | $100,000-$125,000 | $215,000 | $190,000 | $175,000-$200,000 |
| Cheryl Ann Dr, N Boxwood Dr, Highland View Ct, Misty Meadows, Crestwood Dr, Brainstormer Ln, Lucille St, S Point Prairie Rd, Whitehead St, Marble Bluffs Blvd | $141,000 | $120,000 | $125,000-$150,000 | $244,500 | $210,000 | $200,000-$250,000 |
| Mountain Brook Ct, Water View Ln, N Carr St, W Maple, Schroeder Grover Dr, Autumn Ridge Dr, Shady River Ct, Ann Dr, Glenshee Dr, Tahoma Dr | $109,000 | $100,000 | $125,000-$150,000 | $208,500 | $200,000 | $175,000-$200,000 |
| Old US Hwy 40, Tiger Dr, Open Country Dr, Rocky Mound Dr, Riverdale Woods Cir, Shepherd Ln, Patricia Ct, Virgil Ave, Oak Wood Ct, St Matthew Ave | $267,500 | $230,000 | $250,000-$300,000 | $342,000 | $300,000 | $350,000-$400,000 |
| Red Brook Ct, Church St, Limerick Ln, Hidden Valley Ln, Doe Valley Ln, N Church, Autumn Dale Ln, Boles Ave, Autumn Fields Ln, Tobermary Ct | $265,000 | $240,000 | $200,000-$250,000 | $351,000 | $310,000 | $350,000-$400,000 |
| Timberland Ct, Jamesport Dr, Country Oak Dr, Jessie Dr, Mount Hope Ln, Arrow Creek Ct, Flint Stone Dr, Prince Albert Ct, Duncan Hill Ct, Belleau Dr | $255,000 | $220,000 | $200,000-$250,000 | $258,000 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Wentzville, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $989 |
| Superior Protection Discount | -$103 | $1,046 |
| Fire & Security Discount | -$92 | $1,058 |
| Hail Resistant Roof Discount | -$34 | $1,115 |
| Newly Constructed Home Discount | -$276 | $874 |
Choose your Wentzville, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Wentzville, MO | Back to Top
| Home Insurance Company Wentzville, MO | Homeowners Insurance Agency Wentzville, MO | Address | Popularity Score | Distance from Wentzville (miles) |
|---|---|---|---|---|
| State Farm | Lacey Mitchell | 326 N Euclid Ave Ste 2n, Saint Louis, MO, 63108-1225 | 32.8 | |
| State Farm | Sandy Kessler | 1293 Bryan Rd, O Fallon, MO, 63366-3729 | 5.8 | |
| Farmers | Jonathan Clark | 8065 Mexico Rd Ste 200, Saint Peters, MO, 63376 | 8.7 | |
| Farmers | Kendall Lading | 1425 Triad Center Dr, Saint Peters, MO, 63376 | 13.7 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr 1480 Woodstone Dr Saint Charles, St Charles, MO, 63304 | 14.2 | |
| Travelers | Midwest Agency | 8917 Veterans Memorial Pkwy O Fallon, O'Fallon, MO, 63366 | 6.5 | |
| State Farm | Tom Wootten | 5047 Hwy N, St. Charles, MO, 63304 | 11.6 | |
| State Farm | Lane Sander | 105 Chstrfld Bus Pkwy, Chesterfield, MO, 63005-1233 | 16.0 | |
| State Farm | Sean Sortor | 1795 Clarkson Rd Ste 300, Chesterfield, MO, 63017-4975 | 19.3 | |
| State Farm | Ron Edgar | 14 Clarkson Wilson Ctr, Chesterfield, MO, 63017-7274 | 19.5 |
Compare Rates for Wentzville, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,490 | $760 |
| St. Charles County, MO | $198,500 | $1,126 | $780 | $1,570 | $790 |
| Wentzville, MO | $210,000 | $1,149 | $820 | $1,600 | $780 |
| Cottleville, MO | $247,600 | $938 | $680 | $1,320 | $640 |
| Lewis and Clark, MO | $116,600 | $841 | $580 | $1,190 | $610 |
| Jennings, MO | $65,000 | $680 | $460 | $940 | $480 |
| Castle Point, MO | $64,800 | $808 | $550 | $1,160 | $610 |
| Lemay, MO | $120,700 | $973 | $660 | $1,350 | $690 |
| Oakville, MO | $209,000 | $1,148 | $840 | $1,630 | $790 |
| Fidelity, IL | $105,700 | $668 | $450 | $960 | $510 |
| Upper Loutre, MO | $70,600 | $833 | $590 | $1,140 | $550 |
| Fairview Heights, IL | $124,500 | $673 | $460 | $940 | $480 |
Research Home Insurance Companies Reviews in Wentzville, MO Before Buying | Back to Top
Share a review on your home insurance company
Shelter Home Insurance Reviews
Date: September 24, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
i have always had a good experience with customer service,they always help with all my needs,the premiems and deductable are a very good deal,i am happy with my policy and insurance.i would recommend them to other people.
Date: September 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Shelter Insurance deserves a 5 out of 5 for their home insurance premiums. I have never had to utilize my insurance and pay anything other than my monthly payment which is highly inexpensive.
American Family Home Insurance Reviews
Date: July 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I've never had to file any claims, but I have tried to get ahold of them which is pretty difficult. When I do manage to reach them, I end up waiting around for a response that never comes my way.
Allstate Home Insurance Reviews
Date: June 15, 2019 Age: Above 60 Gender: Married Marital Status: Female
Premium
The coverage was initially less expensive than other companies, I purposely selected a higher deductible in order to achieve a lower rate. Given the higher premium that I am now being charged.
State Farm Home Insurance Reviews
Date: October 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
MY EXPERIENCE WITH STATE FARM IN ALL MY USES HAS BEEN AMAZING.
Nationwide Home Insurance Reviews
Date: October 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I haven't had many experiences with their customer service but when i did they were very polite and courteous. They talked me through all of my questions thoroughly.