How Can I Make My Westchester County, NY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Westchester County, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Westchester County, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $115,500 $110,000 $125,000-$150,000
2 Bedroom $212,000 $190,000 $200,000-$250,000
3 Bedroom $411,500 $360,000 $350,000-$400,000
4 Bedroom $504,000 $430,000 $500,000-$600,000
5 Bedroom $546,000 $500,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Westchester County, NY | Back to Top

This table lists savings for a median home value of $533,300 and an average premium of $2,848

Discount Type Premium After Discount
Multipolicy Discounts $2,591
Superior Protection Discount $2,705
Fire & Security Discounts $2,364

Choose the Right Deductible for your Westchester County, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $100 $1,590 $1,690 $1,300 $1,400 $290
Westchester County, NY $2,000 $2,410 $2,910 $2,050 $4,050 $-1,140
Westchester County, NY $2,000 $1,650 $2,150 $1,450 $3,450 $-1,300
Mount Kisco, NY $300 $1,260 $1,560 $1,070 $1,370 $190
New Canaan, CT $2,500 $2,230 $2,730 $1,850 $4,350 $-1,620
Rockleigh, NJ $500 $2,090 $2,590 $1,770 $2,270 $320
Port Washington North, NY $1,500 $1,760 $2,260 $1,470 $2,970 $-710
Prospect Park, NJ $500 $1,130 $1,630 $930 $1,430 $200
Smithtown, NY $1,000 $1,970 $2,470 $1,620 $2,620 $-150
Verona, NJ $100 $1,440 $1,540 $1,160 $1,260 $280
Woodmere, NY $1,000 $1,630 $2,130 $1,380 $2,380 $-250
Newark, NJ $500 $1,240 $1,740 $1,080 $1,580 $160
Wawayanda, NY $2,500 $1,140 $1,640 $1,000 $3,500 $-1,860

Identify Top Home Insurance Agents near Westchester County, NY | Back to Top

Home Insurance Company Westchester County, NY Homeowners Insurance Agency Westchester County, NY Address Popularity Score Distance from Westchester County (miles)
Travelers Scavone Insurance Center 470 Mamaroneck Ave Ste 205, White Plains, NY, 10605
9.0
State Farm Jim Stevens 745 Route 25a Unit 4, Miller Place, NY, 11764-2650
42.8
State Farm Delores Clemons 562 Kimball Avenue, Yonkers, NY, 10704
17.0
Nationwide Blerim Cami Agency 2064 Bath Ave, Brooklyn, NY, 11214
40.4
Allstate Todd Cameron 939 Huguenot Ave, Staten Island, NY, 10312
48.8
State Farm Steve Sules 10 E Hartsdale Ave, Hartsdale, NY, 10530-2708
9.6
State Farm Dick Flanagan 146 E 78th St, New York, NY, 10075-0351
28.4
State Farm Jim Bryan 181 S Broadway Apt 1, Tarrytown, NY, 10591-4531
8.3
Travelers Albert J Chapman Agency Inc 1852 Commerce St, Yorktown Heights, NY, 10598
8.5
Travelers Washington State Pta Abc Llc 99 Park Ave 25th Floor, New York, NY, 10016
30.3

Compare Rates for Westchester County, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,300 $950 $1,790 $840
Westchester County, NY $533,300 $1,870 $1,250 $2,560 $1,310
Westchester County, NY $533,300 $2,610 $1,910 $3,580 $1,670
Mount Kisco, NY $414,800 $1,740 $1,200 $2,420 $1,220
New Canaan, CT $1,000,001 $2,400 $1,630 $3,290 $1,660
Rockleigh, NJ $1,000,001 $2,500 $1,730 $3,580 $1,850
Port Washington North, NY $772,600 $2,240 $1,590 $3,160 $1,570
Prospect Park, NJ $279,800 $1,430 $990 $2,030 $1,040
Smithtown, NY $489,500 $1,710 $1,210 $2,410 $1,200
Verona, NJ $437,300 $1,490 $1,000 $2,100 $1,100
Woodmere, NY $618,900 $1,360 $970 $1,880 $910
Newark, NJ $264,400 $1,400 $940 $2,000 $1,060
Wawayanda, NY $290,100 $1,510 $1,040 $2,070 $1,030

7 Ways to Get Discounts on Homeowners Insurance in Westchester County, NY

What Makes Your Westchester County, NY Home Insurance Cheap or Expensive