Gavop shows you how to buy homeowners insurance in Bel Aire, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $240,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $231,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $827 |
| Superior Protection Discount | -$100 | $897 |
| Fire & Security Discount | -$80 | $917 |
| Hail Resistant Roof Discount | -$20 | $977 |
| Newly Constructed Home Discount | -$249 | $748 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,641 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,568 |
| Home Insurance Company Bel Aire, KS | Homeowners Insurance Agency Bel Aire, KS | Address | Popularity Score | Distance from Bel Aire (miles) |
|---|---|---|---|---|
| State Farm | Heidi Holle-Williams | 7829 E Rockhill St Ste 402, Wichita, KS, 67206-3915 | 4.0 | |
| Travelers | Fee Insurance Group | 1 N. Main Street Suite 700, Hutchinson, KS, 67501 | 42.1 | |
| Allstate | David Kauffman | 5825 E Central Ave, Wichita, KS, 67208 | 5.7 | |
| Liberty Mutual Independent | Z Ins Group Llc | 616 W Douglas Ave, Wichita, KS, 67203 | 8.4 | |
| State Farm | David Kemp | 108 E 2nd St N, Wichita, KS, 67202-2005 | 7.7 | |
| Allstate | Matt Sims | 13011 E 21st St N Ste 103, Wichita, KS, 67230 | 4.9 | |
| State Farm | Rich Huffman | 522 N Main St, Newton, KS, 67114-2229 | 19.6 | |
| State Farm | Bob Jones | 8118 E Douglas, Wichita, KS, 67206-2364 | 6.1 | |
| Travelers | Ima Inc | 8200 E 32nd St N, Wichita, KS, 67226 | 2.2 | |
| Allstate | Jon Emmitt | 6505 E 37th St N Ste 300, Wichita, KS, 67226 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Sedgwick County, KS | $130,900 | $1,232 | $960 | $1,660 | $700 |
| Bel Aire, KS | $148,000 | $997 | $780 | $1,350 | $570 |
| Benton, KS | $212,100 | $1,623 | $1,270 | $2,190 | $920 |
| Spring, KS | $134,800 | $1,343 | $1,050 | $1,810 | $760 |
| Halstead, KS | $110,000 | $1,216 | $950 | $1,640 | $690 |
| Mount Hope, KS | $99,700 | $1,157 | $900 | $1,560 | $660 |
| Moundridge, KS | $116,600 | $1,252 | $980 | $1,690 | $710 |
| Mound, KS | $131,400 | $1,327 | $1,040 | $1,790 | $750 |
| Winfield, KS | $88,100 | $911 | $710 | $1,230 | $520 |
| Superior, KS | $121,900 | $1,280 | $1,000 | $1,730 | $730 |
| Gale, KS | $139,600 | $1,365 | $1,060 | $1,840 | $780 |