Gavop shows you how to buy homeowners insurance in Pulaski County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$230 | $591 |
| 30 year old | +$12 | $833 |
| 40 year old | +$21 | $842 |
| 50 year old | +$31 | $852 |
| Above 50 year old | +$39 | $861 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $673 |
| Superior Protection Discount | -$82 | $739 |
| Fire & Security Discount | -$82 | $739 |
| Hail Resistant Roof Discount | -$16 | $805 |
| Newly Constructed Home Discount | -$181 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pulaski County | $1,500 | $811 | $2,311 | $590 | $2,090 | $222 |
| Pulaski County, IL | $1,000 | $811 | $1,811 | $590 | $1,590 | $222 |
| McClure, IL | $400 | $474 | $874 | $345 | $745 | $130 |
| Massac County, IL | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Diehlstadt, MO | $1,000 | $797 | $1,797 | $579 | $1,579 | $218 |
| Scott County, MO | $100 | $908 | $1,008 | $660 | $760 | $248 |
| Bertrand, MO | $1,500 | $791 | $2,291 | $575 | $2,075 | $216 |
| Cape Girardeau County, MO | $400 | $1,012 | $1,412 | $735 | $1,135 | $276 |
| Hickman, KY | $1,000 | $487 | $1,487 | $354 | $1,354 | $133 |
| Home Insurance Company Pulaski County, IL | Homeowners Insurance Agency Pulaski County, IL | Address | Popularity Score | Distance from Pulaski County (miles) |
|---|---|---|---|---|
| State Farm | Bob Bahr | 2015 W Main St Ste 6, Carbondale, IL, 62901-2073 | 36.1 | |
| Farmers | Brian Winters | 1011 Chestnut St, Murphysboro, IL, 62966 | 39.5 | |
| State Farm | John Foster | 616 E 5th St, Metropolis, IL, 62960-2149 | 22.7 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Road Suite 105, Carbondale, IL, 62901 | 38.0 | |
| State Farm | Paul Lawrence | 305 E Broadway Blvd, Johnston City, IL, 62951-1606 | 42.9 | |
| Farmers | Steven Urban | 1000 Leigh Ave Ste F, Anna, IL, 62906 | 17.9 | |
| Farmers | Kellie Grant | 1107 N Court St Ste B, Marion, IL, 62959 | 37.7 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut St, Murphysboro, IL, 62966 | 39.6 | |
| Allstate | Lawrence-Bean Agency | 101 Red Bud Ln, Vienna, IL, 62995 | 19.7 | |
| State Farm | Donna Gates | 1520 S 14th St, Herrin, IL, 62948-4126 | 39.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,160 | $580 |
| Pulaski County, IL | $63,500 | $821 | $590 | $1,140 | $550 |
| Pulaski County, IL | $63,500 | $821 | $570 | $1,130 | $560 |
| McClure, IL | $57,200 | $480 | $320 | $680 | $360 |
| Massac County, IL | $82,500 | $814 | $550 | $1,120 | $570 |
| Diehlstadt, MO | $64,400 | $807 | $590 | $1,120 | $530 |
| Scott County, MO | $103,300 | $919 | $620 | $1,300 | $680 |
| Bertrand, MO | $63,100 | $801 | $570 | $1,110 | $540 |
| Cape Girardeau County, MO | $151,900 | $1,024 | $750 | $1,420 | $670 |
| Hickman, KY | $41,800 | $493 | $340 | $700 | $360 |