Gavop shows you how to buy homeowners insurance in Sumter County, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$181 | $574 |
| 30 year old | +$11 | $767 |
| 40 year old | +$20 | $775 |
| 50 year old | +$29 | $784 |
| Above 50 year old | +$36 | $792 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $627 |
| Superior Protection Discount | -$68 | $688 |
| Fire & Security Discount | -$76 | $680 |
| Hail Resistant Roof Discount | -$23 | $733 |
| Newly Constructed Home Discount | -$189 | $567 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sumter County | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Sumter County, SC | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Privateer, SC | $300 | $606 | $906 | $441 | $741 | $166 |
| Rembert, SC | $1,000 | $378 | $1,378 | $275 | $1,275 | $103 |
| Lynchburg, SC | $100 | $426 | $526 | $309 | $409 | $116 |
| Boykin, SC | $2,500 | $769 | $3,269 | $559 | $3,059 | $210 |
| Elgin, SC | $500 | $764 | $1,264 | $555 | $1,055 | $209 |
| Greeleyville, SC | $2,000 | $417 | $2,417 | $303 | $2,303 | $114 |
| Dentsville, SC | $100 | $695 | $795 | $505 | $605 | $190 |
| Cades, SC | $2,500 | $419 | $2,919 | $304 | $2,804 | $114 |
| Quinby, SC | $100 | $882 | $982 | $641 | $741 | $241 |
| Rowesville, SC | $1,000 | $578 | $1,578 | $420 | $1,420 | $158 |
| Home Insurance Company Sumter County, SC | Homeowners Insurance Agency Sumter County, SC | Address | Popularity Score | Distance from Sumter County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bynum Insurance | 1170 Wilson Hall Rd, Sumter, SC, 29150 | 2.7 | |
| Liberty Mutual Independent | The Wannamaker Agency | 1469 Amelia St, Orangeburg, SC, 29115 | 40.2 | |
| State Farm | Theresa Miley | 1009 Lake Murray Blvd, Irmo, SC, 29063-2824 | 47.0 | |
| Allstate | Laurie Griner | 2526 Emanuel Church Rd, West Columbia, SC, 29170 | 43.9 | |
| State Farm | Liz Portee | 1907 Sunset Blvd, West Columbia, SC, 29169-5931 | 41.3 | |
| Nationwide | Chichester Insurance Agency Inc. | 305 Main St, Blythewood, SC, 29016-8324 | 39.7 | |
| Allstate | Bobby Beatson | 389 Rast St, Sumter, SC, 29150 | 2.5 | |
| Allstate | James Thorne | 315 W Wesmark Blvd, Sumter, SC, 29150 | 2.4 | |
| State Farm | Bill Moore Jr | 200 E Hampton St, Darlington, SC, 29532-3322 | 39.8 | |
| Travelers | Cottingham Insurance Agency | 10 W Rigby St, Manning, SC, 29102 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,350 | $680 |
| Sumter County, SC | $113,200 | $756 | $550 | $1,080 | $530 |
| Sumter County, SC | $113,200 | $756 | $510 | $1,040 | $530 |
| Privateer, SC | $95,600 | $614 | $440 | $870 | $430 |
| Rembert, SC | $59,800 | $383 | $280 | $540 | $260 |
| Lynchburg, SC | $65,500 | $431 | $290 | $610 | $320 |
| Boykin, SC | $113,000 | $778 | $560 | $1,080 | $520 |
| Elgin, SC | $136,500 | $774 | $550 | $1,070 | $520 |
| Greeleyville, SC | $64,400 | $422 | $290 | $580 | $290 |
| Dentsville, SC | $109,700 | $703 | $480 | $980 | $500 |
| Cades, SC | $64,700 | $424 | $280 | $590 | $310 |
| Quinby, SC | $131,700 | $893 | $610 | $1,240 | $630 |
| Rowesville, SC | $85,300 | $585 | $390 | $810 | $420 |