Gavop's guide to buying homeowners insurance in Hermosa Beach, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hermosa Beach, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| la Carlita St, 17th Ct, Owosso Ave, Boundary Pl, 10th Ct, Montgomery Dr, Beach Dr, 30th Pl, Golden St, Reynolds Ln | $626,500 | $560,000 | $500,000-$600,000 | $796,500 | $690,000 | $600,000-$700,000 |
| Hollowell Ave, 31st Pl, Bard St, Aubrey Park Ct, Barney Ct, Bay View Dr, 7th Pl, Circle Ct, 15th Ct, 29th Ct | $457,000 | $430,000 | $400,000-$500,000 | $918,500 | $860,000 | $700,000-$800,000 |
| Massey Ave, Tennyson Pl, Ava Ave, N Prospect Ave, Cochise St, Meyer Ct, Massey St, 5th Ct, Joy St, Beach Dr | $714,000 | $580,000 | $800,000-$900,000 | $998,500 | $800,000 | $900,000-$1,000,000 |
| Mira St, Owosso Ave, Gravley Ct, Silver Strand Ave, Bay View Dr, Van Horne Ln, Herondo St, Haynes Ln, Gentry St, Gravely Ct | $335,000 | $290,000 | $250,000-$300,000 | $609,500 | $550,000 | $600,000-$700,000 |
| Silver St, 3rd Ct, Culper Ct, Marlita St, Campana St, Braeholm Pl, Manhattan Blvd, Circle Ave, 32nd Pl, 4th Ct | $581,500 | $510,000 | $600,000-$700,000 | $676,000 | $570,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $808 |
| Superior Protection Discount | -$94 | $846 |
| Fire & Security Discount | -$66 | $874 |
| Hail Resistant Roof Discount | -$19 | $921 |
| Newly Constructed Home Discount | -$226 | $714 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
| Home Insurance Company Hermosa Beach, CA | Homeowners Insurance Agency Hermosa Beach, CA | Address | Popularity Score | Distance from Hermosa Beach (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Post Insurance Services | 2356 Torrance Blvd, Torrance, CA, 90501 | 4.5 | |
| Allstate | Mark Nollner | 734 Silver Spur Rd Ste 303, Rolling Hills Estates, CA, 90274 | 6.7 | |
| State Farm | Michelle Killian | 2521 W Carson St, Torrance, CA, 90503-6101 | 4.5 | |
| Farmers | Todd Eldredge | 2699 E 28th St Ste 404, Signal Hill, CA, 90755 | 14.2 | |
| State Farm | Lulu Camberos | 14829 Hawthorne Blvd Ste 200, Lawndale, CA, 90260-1546 | 3.3 | |
| State Farm | Wanza Tolliver | 15223 Crenshaw Blvd Ste B, Gardena, CA, 90249-4048 | 4.5 | |
| State Farm | Carl Winston | 1451 W Artesia Blvd Ste 10, Gardena, CA, 90248-3232 | 5.5 | |
| Farmers | Michael Robinson | 6733 S Sepulveda Blvd Ste 250, Los Angeles, CA, 90045 | 7.8 | |
| Allstate | Sully Insurance Center | 1501 Santa Monica Blvd, Santa Monica, CA, 90404 | 12.1 | |
| Allstate | Charles Stewart | 5701 W Slauson Ave Ste 130, Culver City, CA, 90230 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Hermosa Beach, CA | $1,220,500 | $940 | $700 | $1,280 | $580 |
| Torrance, CA | $687,900 | $1,308 | $970 | $1,780 | $810 |
| Westmont, CA | $349,500 | $922 | $680 | $1,250 | $570 |
| East Pasadena, CA | $711,800 | $1,989 | $1,470 | $2,710 | $1,240 |
| South San Jose Hills, CA | $322,800 | $717 | $530 | $970 | $440 |
| Orange, CA | $604,300 | $1,418 | $1,050 | $1,930 | $880 |
| Avalon, CA | $661,500 | $1,880 | $1,390 | $2,560 | $1,170 |
| Moorpark, CA | $596,700 | $1,404 | $1,040 | $1,910 | $870 |
| Fillmore, CA | $354,300 | $786 | $580 | $1,070 | $490 |
| Laguna Niguel, CA | $737,400 | $1,380 | $1,020 | $1,880 | $860 |
| South Coast, CA | $704,700 | $1,076 | $800 | $1,460 | $660 |