How Can I Make My Surprise, AZ Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Surprise, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Surprise, AZ Home Insurance Coverage Levels | Back to Top

Surprise, AZ - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Branding Iron, W Addie Ln, W Via del Sol Ct, N Campana Dr, Stone Hedge Ranch Rd, W Continental Pkwy, N Trail Ridge Dr, N 175 Dr, W Agua Fria Dr, N 307th Ave $172,500 $160,000 $175,000-$200,000 $114,000 $100,000 $100,000-$125,000
W Melissa Ln, W Monarch Way, W Brittle Bush Ln, W Redstone Dr, W Derringer, W el Sueno Dr, W Mauna Loa Dr, Cahan Dr, Windsong Trl, N Catherine Dr $154,500 $130,000 $100,000-$125,000 $103,500 $90,000 $100,000-$125,000
Runion Ln, N 176th Ave, N Banjo Dr, W Cabrillo Dr, W Cottontail Ct, W Austin Thomas Dr, 220th Ln, N 297th Cir, W Goldberg Dr, Spur $212,000 $170,000 $200,000-$250,000 $147,500 $140,000 $150,000-$175,000
W Parkland Dr, W Tapatio Dr, W la Vina Dr, W Monte Lindo Ln, N 323rd Ave, W Hackberry Mountain Ct, N 253rd Ave, W Bellview St, W Calavar Cir, N Post Dr $237,000 $200,000 $200,000-$250,000 $185,000 $180,000 $150,000-$175,000
N Borgata Dr, N 228th Dr, N Becke Ln, N 136th Ave, N Briarwood Dr, W Andrea Rd, W Elm Way, N Pinewish Ct, W Wrangler, N Castle Hot Springs Rd $158,500 $130,000 $150,000-$175,000 $130,000 $120,000 $125,000-$150,000
N 175th Dr, 136th Dr, N Corey Ct, 139th Ave, W Port au Prince, W Whispering Oaks Dr, W Hovey Ave, N 116th Dr, W St John Rd, N Fairway Dr $219,000 $190,000 $200,000-$250,000 $167,000 $140,000 $150,000-$175,000
W Wendover Dr, Greasewood St, N 173rd Cir, Evergreen Te, Scorpion Pt Rd, W Bonita St, W Cheri Ann Ln, N Linkletter Ln, W Jasper Way, N Fox Hill Dr $245,000 $230,000 $250,000-$300,000 $204,000 $190,000 $200,000-$250,000
W Rachel Cir, W Hatfield Rd, 215th Ave, N 254th Ave, N 176 Dr, W San Ramon Dr, N Aztec Ct, W Summerwalk, N 313th Ave, N Saguaro Blossom Ln $152,500 $120,000 $150,000-$175,000 $197,000 $180,000 $175,000-$200,000
N Cabana Ln, N Via Montoya, N Village Dr W, N 175th Ct, W Surprise Farms Loop S, Nadine Way, Wayside Garnet Dr, N 208th Ave, W Westfall Way, N Cactus Garden Trl $239,000 $190,000 $200,000-$250,000 $121,500 $100,000 $125,000-$150,000
N Oakmont Ct, W Paradiso Ct, N Trading Post Dr, Spanish Garden Dr, N 196th Ave, W Bonita Park Dr, S Solomon Dr, N Crozier St, Young St, W Una Noche Ct $192,000 $170,000 $150,000-$175,000 $124,000 $100,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Surprise, AZ | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$119 $625
Superior Protection Discount -$67 $677
Fire & Security Discount -$82 $662
Hail Resistant Roof Discount -$15 $729
Newly Constructed Home Discount -$164 $580

Choose your Surprise, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,216
Physical Damage $2,464
Hail Damage $4,948
Wind Damage $6,687
Expensive Claims
Fire $46,016
Smoke $17,222

Identify Top Home Insurance Agents near Surprise, AZ | Back to Top

Home Insurance Company Surprise, AZ Homeowners Insurance Agency Surprise, AZ Address Popularity Score Distance from Surprise (miles)
State Farm Michele Fanelli 18789 N Reems Rd Ste 200, Surprise, AZ, 85374-8648
4.6
State Farm Lisa Ro Ross 14071 W Bell Rd Ste 105, Surprise, AZ, 85374-2454
5.6
Farmers Eric Pfister 7075 W Bell Rd Ste 10, Glendale, AZ, 85308
14.1
Allstate Hector Cerda Agency 3508 N 7th St Ste 115, Phoenix, AZ, 85014
25.6
State Farm Mary Parada 3316 W Bell Rd, Phoenix, AZ, 85053-2964
18.7
Farmers Jason Fine 18700 N 107th Ave Ste 3, Sun City, AZ, 85373
9.5
Travelers Lebaron & Carroll Llc 1350 E Southern Ave, Mesa, AZ, 85204
42.2
State Farm David Newland 3233 W Peoria Ave Ste 116, Phoenix, AZ, 85029-4617
19.6
Travelers Ideal Insurance Agency 14239 W Bell Rd Ste 205, Surprise, AZ, 85374
5.4
Farmers Fred Hintz 20542 N Lake Pleasant Rd Ste 117, Peoria, AZ, 85382
10.0

Compare Rates for Surprise, AZ Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $193,200 $743 $510 $1,050 $540
Maricopa County, AZ $225,000 $757 $550 $1,040 $490
Surprise, AZ $213,600 $744 $540 $1,060 $520
Sun City, AZ $130,100 $618 $430 $880 $450
Peoria, AZ $230,400 $762 $530 $1,050 $520
Tolleson, AZ $161,500 $648 $470 $920 $450
Anthem, AZ $324,300 $765 $540 $1,090 $550
Maricopa Colony, AZ $104,800 $575 $410 $810 $400
Carefree, AZ $687,800 $1,977 $1,360 $2,730 $1,370
Guadalupe, AZ $101,400 $711 $510 $990 $480
Casa Blanca, AZ $101,200 $565 $410 $800 $390
Ak-Chin Village, AZ $83,200 $509 $350 $720 $370

Research Home Insurance Companies Reviews in Surprise, AZ Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
My premiums are about fifteen percent less than the original insurance company we had when we closed on our mortgage.

Date: September 23, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I believe it is a standard homeowner insurance policy. It covers fire, loss of personal belongings, certain natural disasters, liability for others, etc.


Date: September 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I am very happy with their communication skills. I felt like I was talking to a real, caring person and not just someone reading a script.

Date: July 31, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I like the ease of the website. It is easy to navigate and find the right area I am looking for. It has a great search engine as well.

Date: December 22, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I've only had to call once. I talked to a very helpful representative who gave me some valuable advice on how to proceed with my claim.

GEICO Home Insurance Reviews

Date: August 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
It could be faster and easier to navigate, would like to be able to find more answers to my questions on their website as well.

Date: August 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I like how they reach out to you and check in to see if you are satisfied, and the employees are very friendly.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
It would be nice if it wasn't so expensive and it covered more, would be nice to have more options to choose from as well.

Date: May 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
They cover damages due to accidents and disasters, they pay for personal items lost, and medical bills.


Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like how polite and friendly they are, but some whom I have spoken with do not know all the information and have to transfer me which is frustrating.

Farm Bureau Home Insurance Reviews

Date: September 21, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
My experience with a theft claim and a roof that was damaged by a tornado were both flawless. The customer service is immediate and competent. I would not consider any other company regardless of price.

Date: September 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Very affordable. I had seen my premium decrease over the years and am quite satisfied with the rate I have to pay for my home insurance.

Date: September 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They have pretty good customer service. Always friendly and polite every time I have had to discuss an issue with them. No problems whatsoever.

Date: July 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
We were advised to go with this company because of price and coverage and we really have never used it.


American Reliable Insurance Company Home Insurance Reviews

Date: October 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
This insurance company is new to the state of Kentucky and therefore has exceptionally low premiums. Our premium saved us over $700 a year on insurance.

Date: September 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I contact my agent via phone or email. Communication is excellent and is very timely. I have never had an issue with slow response or negativity.

Date: August 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
So far I have not had to use the customer service department. This makes me like the department a lot.

Date: May 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
The insurance is low premium coverage that takes care of our home, garage and other structures on the property. The coverage has specific hail and wind damage coverage as well as water back up insurance. Covers theft or natural disasters.


USAA Home Insurance Reviews

Date: April 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Our company notifies us when a storm may be heading our way, and lets us know that they are standing by to wait for a call in the event of damage from said storm.


Date: January 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have just recently switched to USAA in the last 2 years. We haven't had to make a claim yet so can't rate how that process goes. However, our premiums are cheaper than before.

Date: January 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
USAA's home insurance policy covered flood damage for me, which is something that was not included or covered with the two previous insurers I had for my last home. I was thankful and fortunate that my damage was covered as I lost a fair amount of expensive property in my basement.


Allstate Home Insurance Reviews

Date: November 17, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I have had insurance with Allstate for 18 years and no other company can offer what they can for a lower price. I dont have any bundles with them but we have searched through some of those options.


Date: October 25, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I like the website because it is easy to navigate. Everything is at my fingertip. I don't have to search to find what I am looking for.

Progressive Home Insurance Reviews

Date: January 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
THEY GO OVER AND ABOVE IN THEIR OFFERINGS. NO MATTER THE SITUATION, THEY ARE RIGHT THERE THROUGH IT ALL.


American Home Shield Home Insurance Reviews

Date: December 01, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
AS OF TO DATE MY COVERAGE HAS REMAINED THE SAME. MY PREMIUM IS VERY AFFORDABLE. I LUCKY IN WITH GOOD COVERAGE WHICH I AM PROUD

Safeco Insurance Home Insurance Reviews

Date: February 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I love the customer service from Safeco. I am never on hold for more than 5 minutes when I call the national number, and my local office if very friendly.

American Family Insurance Home Insurance Reviews

Date: June 09, 2019    Age: 50 to 59    Gender: Married    Marital Status: Female

Customer Service
it has customised protection at affordable prices to ensure that they protect your home and the best customer service available.

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