Gavop shows you how to buy homeowners insurance in Lewis County, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $191,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $211,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $505,000 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $522 |
| Superior Protection Discount | -$58 | $587 |
| Fire & Security Discount | -$65 | $581 |
| Hail Resistant Roof Discount | -$13 | $632 |
| Newly Constructed Home Discount | -$168 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lewis County | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Lewis County, WA | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Winlock, WA | $500 | $561 | $1,061 | $408 | $908 | $153 |
| Yelm, WA | $1,500 | $667 | $2,167 | $485 | $1,985 | $182 |
| Big Bottom, WA | $400 | $587 | $987 | $426 | $826 | $160 |
| Pierce County, WA | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Winlock-Pe Ell, WA | $200 | $709 | $909 | $516 | $716 | $194 |
| Bunker, WA | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Puyallup, WA | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Kalama, WA | $700 | $671 | $1,371 | $487 | $1,187 | $183 |
| Home Insurance Company Lewis County, WA | Homeowners Insurance Agency Lewis County, WA | Address | Popularity Score | Distance from Lewis County (miles) |
|---|---|---|---|---|
| State Farm | Jeff Ward | 18207 Vet Mem Dr E Ste 1, Bonney Lake, WA, 98391-5165 | 43.4 | |
| State Farm | Kevin Hayward | 700 Slatr Kiney Rd Se Ste A, Lacey, WA, 98503-1113 | 38.5 | |
| Farmers | Kim Reynolds | 312 112th St S Ste B, Tacoma, WA, 98444 | 39.8 | |
| Liberty Mutual | Thomas Mcclure | 33915 1st Way South Suite 203, Federal Way, WA, 98003 | 49.6 | |
| Allstate | Larson Financial & Insurance | 15 Oregon Ave Ste 207, Tacoma, WA, 98409 | 44.7 | |
| State Farm | Diane Hagen | 3401 6th Ave Ste I, Tacoma, WA, 98406-5449 | 46.9 | |
| Farmers | Brian Arnold | 5423 S Washington St, Tacoma, WA, 98409 | 43.6 | |
| State Farm | Robin Irvine | 4435 A St Se Ste A, Auburn, WA, 98002-8619 | 48.1 | |
| Farmers | John Partridge | 33720 9th Ave S Ste 2, Federal Way, WA, 98003 | 49.7 | |
| State Farm | Eric Collins | 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,150 | $600 |
| Lewis County, WA | $176,000 | $645 | $430 | $890 | $460 |
| Lewis County, WA | $176,000 | $645 | $450 | $900 | $450 |
| Winlock, WA | $122,800 | $568 | $390 | $790 | $400 |
| Yelm, WA | $220,100 | $675 | $490 | $920 | $430 |
| Big Bottom, WA | $134,900 | $594 | $410 | $850 | $440 |
| Pierce County, WA | $255,800 | $747 | $500 | $1,020 | $520 |
| Winlock-Pe Ell, WA | $213,600 | $718 | $520 | $980 | $460 |
| Bunker, WA | $275,300 | $794 | $550 | $1,100 | $550 |
| Puyallup, WA | $277,000 | $773 | $530 | $1,070 | $540 |
| Kalama, WA | $223,500 | $679 | $480 | $960 | $480 |