Gavop shows you how to buy homeowners insurance in Los Altos Hills, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $708,000 | $630,000 | $600,000-$700,000 |
| 3 Bedroom | $712,000 | $650,000 | $700,000-$800,000 |
| 4 Bedroom | $1,287,000 | $1,120,000 | More than 10,000,000 |
| 5 Bedroom | $1,977,500 | $1,840,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $867 |
| Home and Two Car | -$151 | $792 |
| Home and Three Car | -$236 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $2,000 | $1,489 | $3,489 | $1,082 | $3,082 | $407 |
| Los Altos Hills, CA | $700 | $931 | $1,631 | $677 | $1,377 | $255 |
| San Mateo, CA | $300 | $1,196 | $1,496 | $869 | $1,169 | $327 |
| Fremont, CA | $700 | $1,331 | $2,031 | $967 | $1,667 | $364 |
| Foster City, CA | $400 | $1,179 | $1,579 | $857 | $1,257 | $322 |
| Soquel, CA | $700 | $964 | $1,664 | $701 | $1,401 | $263 |
| Santa Cruz, CA | $300 | $1,349 | $1,649 | $980 | $1,280 | $369 |
| Diablo Range, CA | $2,000 | $2,574 | $4,574 | $1,870 | $3,870 | $703 |
| Kensington, CA | $500 | $1,155 | $1,655 | $840 | $1,340 | $316 |
| Montalvin Manor, CA | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Ross Valley, CA | $100 | $930 | $1,030 | $676 | $776 | $254 |
| San Anselmo, CA | $1,500 | $939 | $2,439 | $682 | $2,182 | $256 |
| Home Insurance Company Los Altos Hills, CA | Homeowners Insurance Agency Los Altos Hills, CA | Address | Popularity Score | Distance from Los Altos Hills (miles) |
|---|---|---|---|---|
| State Farm | Andrew Kolasa | 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214 | 46.9 | |
| Allstate | Les D. Adler | 3375 Scott Blvd Ste 208, Santa Clara, CA, 95054 | 8.6 | |
| Farmers | Richard So | 3105 El Camino Real Ste 201, Santa Clara, CA, 95051 | 8.7 | |
| Allstate | Barbara Kuang | 805 E El Camino Real Ste A, Mountain View, CA, 94040 | 4.3 | |
| State Farm | Ben Samrick | 1511 Treat Blvd Ste 300, Walnut Creek, CA, 94598-1030 | 38.9 | |
| State Farm | Curtis Cahill | 988 El Monte Ave, Mountain View, CA, 94040-2355 | 2.9 | |
| Travelers | Coverage Plus Insurance Agency | 750 E Mcglincy Ln Ste 109, Campbell, CA, 95008 | 12.7 | |
| Allstate | Jill Khiew Lo | 1442 W El Camino Real, Mountain View, CA, 94040 | 3.1 | |
| Farmers | Anamarie Emery | 4598 S Tracy Blvd Ste 100, Tracy, CA, 95377 | 45.0 | |
| State Farm | Roger Fernando | 2200 Camino Ramon, San Ramon, CA, 94583-1328 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Los Altos Hills, CA | $2,000,001 | $943 | $700 | $1,280 | $580 |
| San Mateo, CA | $1,132,500 | $1,211 | $900 | $1,650 | $750 |
| Fremont, CA | $714,900 | $1,347 | $1,000 | $1,830 | $830 |
| Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
| Soquel, CA | $587,200 | $976 | $720 | $1,330 | $610 |
| Santa Cruz, CA | $727,400 | $1,366 | $1,010 | $1,860 | $850 |
| Diablo Range, CA | $1,034,100 | $2,605 | $1,930 | $3,540 | $1,610 |
| Kensington, CA | $852,700 | $1,169 | $870 | $1,590 | $720 |
| Montalvin Manor, CA | $227,500 | $687 | $510 | $930 | $420 |
| Ross Valley, CA | $1,096,200 | $941 | $700 | $1,280 | $580 |
| San Anselmo, CA | $963,300 | $950 | $700 | $1,290 | $590 |