Gavop shows you how to buy homeowners insurance in Odessa, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $151,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $197,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $202,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $368,500 | $340,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$102 | $1,033 |
| Home and Two Car | -$182 | $954 |
| Home and Three Car | -$261 | $874 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pasco County | $1,000 | $1,203 | $2,203 | $874 | $1,874 | $329 |
| Odessa, FL | $1,000 | $1,122 | $2,122 | $815 | $1,815 | $307 |
| Tarpon Springs, FL | $400 | $1,206 | $1,606 | $876 | $1,276 | $330 |
| Port Richey, FL | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Belleair, FL | $500 | $2,709 | $3,209 | $1,969 | $2,469 | $740 |
| Brandon, FL | $700 | $1,049 | $1,749 | $762 | $1,462 | $287 |
| Wiscon, FL | $100 | $656 | $756 | $477 | $577 | $179 |
| Seminole, FL | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| Lakeland, FL | $300 | $1,149 | $1,449 | $835 | $1,135 | $314 |
| Wimauma, FL | $700 | $794 | $1,494 | $577 | $1,277 | $217 |
| Inwood, FL | $400 | $750 | $1,150 | $545 | $945 | $205 |
| West Samoset, FL | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Home Insurance Company Odessa, FL | Homeowners Insurance Agency Odessa, FL | Address | Popularity Score | Distance from Odessa (miles) |
|---|---|---|---|---|
| Travelers | Prime Group Insurance Services, Inc. | 5402 W Laurel St Ste 220, Tampa, FL, 33607 | 15.5 | |
| Allstate | Bill Grodman | 9622 W Linebaugh Ave, Tampa, FL, 33626 | 9.8 | |
| State Farm | Pamela Patterson | 6903 Gunn Highway, Tampa, FL, 33625-3817 | 8.0 | |
| State Farm | Jerry Mccarthy | 1531 Dale Mabry Hwy Ste 101, Lutz, FL, 33548-3051 | 5.0 | |
| Allstate | Michael Lia | 11001 N Dale Mabry Hwy, Tampa, FL, 33618 | 9.5 | |
| Allstate | John Schenone | 18932 N Dale Mabry Hwy Ste 102, Lutz, FL, 33548 | 4.1 | |
| State Farm | Doug Johnson | 13907 N Dale Mbry Hwy Ste 104, Tampa, FL, 33618-2411 | 7.8 | |
| Travelers | Morrow Insurance Group | 18936 N Dale Mabry Hwy, Lutz, FL, 33548 | 4.1 | |
| Allstate | Randy Swafford | 3046 W Bearss Ave, Tampa, FL, 33618 | 7.3 | |
| Travelers | Bay Cities Insurance Agency Inc | 16921 Gunn Hwy Ste B , Odessa, FL, 33556 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| Odessa, FL | $273,300 | $1,135 | $890 | $1,520 | $630 |
| Tarpon Springs, FL | $209,700 | $1,220 | $950 | $1,640 | $690 |
| Port Richey, FL | $94,600 | $874 | $680 | $1,170 | $490 |
| Belleair, FL | $363,400 | $2,742 | $2,140 | $3,670 | $1,530 |
| Brandon, FL | $166,700 | $1,061 | $830 | $1,420 | $590 |
| Wiscon, FL | $39,500 | $664 | $520 | $890 | $370 |
| Seminole, FL | $167,500 | $1,065 | $830 | $1,430 | $600 |
| Lakeland, FL | $125,600 | $1,163 | $910 | $1,560 | $650 |
| Wimauma, FL | $108,000 | $804 | $630 | $1,080 | $450 |
| Inwood, FL | $74,700 | $759 | $590 | $1,020 | $430 |
| West Samoset, FL | $66,000 | $845 | $660 | $1,130 | $470 |