Gavop's guide to buying homeowners insurance in East Windsor, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| East Windsor, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sandstone Rd, Evanston Dr, Greenbrook Dr, Woodmill Dr, Hawthorne Ln, Devonshire Dr, Woodland Dr, Edward Dr, Sloane Ct, Shadowstone Ln | $345,500 | $310,000 | $300,000-$350,000 | $299,500 | $250,000 | $250,000-$300,000 |
| Robertson Rd, Maple, Stonehedge Dr, Oxford Dr, Rembrandt Way, Johnson Corner Rd, Shelley Cir, Ward St, Covington Dr, Nettleton Dr | $285,500 | $260,000 | $300,000-$350,000 | $303,000 | $250,000 | $300,000-$350,000 |
| Exeter Ct, Evergreen Dr, Primrose Ln, Eastwood Dr, Disbrow Hill Rd, Dover Ln, Stanford Ct, Pebble Rd, Wendover Rd, Vintage Dr | $362,000 | $310,000 | $350,000-$400,000 | $194,500 | $160,000 | $150,000-$175,000 |
| Old Cranbury Rd, Old Stone Mill Dr, Hooverton Pl, Piney Branch Rd, Airport Rd, Shelley Ct, Garrison Pl, Devonshire Dr, Meadow Ln, Imlaystown Rd | $327,000 | $270,000 | $350,000-$400,000 | $169,000 | $160,000 | $125,000-$150,000 |
| Spyglass Ct, Avon Dr E, Enfield Dr, Hancock Ct, Hope Valley Dr, Heathwood Dr, Plymouth Dr, Barnsdale Dr, Ithaca Pl, Ivy Ln W | $306,000 | $290,000 | $250,000-$300,000 | $230,000 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $796 |
| Home and Two Car | -$147 | $718 |
| Home and Three Car | -$208 | $658 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $700 | $953 | $1,653 | $693 | $1,393 | $260 |
| East Windsor, NJ | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Ramtown, NJ | $400 | $915 | $1,315 | $665 | $1,065 | $250 |
| Branchburg, NJ | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Seaside Park, NJ | $100 | $2,103 | $2,203 | $1,529 | $1,629 | $575 |
| Barnegat, NJ | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Hatfield, PA | $200 | $795 | $995 | $578 | $778 | $217 |
| Lopatcong Overlook, NJ | $2,500 | $829 | $3,329 | $602 | $3,102 | $227 |
| Folcroft, PA | $400 | $609 | $1,009 | $442 | $842 | $166 |
| Tinicum, PA | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Radnor, PA | $500 | $1,451 | $1,951 | $1,054 | $1,554 | $396 |
| Totowa, NJ | $2,000 | $843 | $2,843 | $613 | $2,613 | $230 |
| Home Insurance Company East Windsor, NJ | Homeowners Insurance Agency East Windsor, NJ | Address | Popularity Score | Distance from East Windsor (miles) |
|---|---|---|---|---|
| Allstate | Marc Ambrose | 400 Us Highway 130, East Windsor, NJ, 8520 | 1.0 | |
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 7.5 | |
| Allstate | Joseph Marghella | 180 Newark Pompton Tpke, Pequannock, NJ, 7440 | 49.2 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 43.8 | |
| State Farm | Alex Escobar | 740 Route 18 North, East Brunswick, NJ, 08816-4906 | 14.1 | |
| Travelers | Abbott Insurance Agency | 705 Ridge Rd, Lyndhurst, NJ, 7071 | 43.1 | |
| Travelers | Sturhahn Dickenson & Bernard Inc | 100 Overlook Center Ste 200, Princeton, NJ, 8540 | 7.5 | |
| State Farm | Phil Dattolo | 339 Main Rd Ste 2, Montville, NJ, 07045-8601 | 46.1 | |
| Travelers | Oliver L E Soden Agency | 60 W Railroad Ave, Jamesburg, NJ, 8831 | 8.1 | |
| Liberty Mutual Independent | Borden Perlman Salisbury & Kelly | 317 Cleveland Ave, Highland Park, NJ, 8904 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,550 | $780 |
| Mercer County, NJ | $281,900 | $965 | $700 | $1,360 | $660 |
| East Windsor, NJ | $295,400 | $865 | $590 | $1,190 | $600 |
| Ramtown, NJ | $330,900 | $926 | $680 | $1,290 | $610 |
| Branchburg, NJ | $464,300 | $978 | $700 | $1,350 | $650 |
| Seaside Park, NJ | $683,200 | $2,129 | $1,550 | $3,000 | $1,450 |
| Barnegat, NJ | $249,300 | $795 | $530 | $1,140 | $610 |
| Hatfield, PA | $281,600 | $805 | $540 | $1,140 | $600 |
| Lopatcong Overlook, NJ | $191,800 | $839 | $580 | $1,170 | $590 |
| Folcroft, PA | $108,800 | $616 | $440 | $870 | $430 |
| Tinicum, PA | $140,900 | $687 | $470 | $950 | $480 |
| Radnor, PA | $640,200 | $1,468 | $1,000 | $2,080 | $1,080 |
| Totowa, NJ | $370,200 | $853 | $610 | $1,220 | $610 |