How Can I Make My Odenton, MD Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Odenton, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Odenton, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $107,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $312,000 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $353,500 | $310,000 | $250,000-$300,000 |
| 4 Bedroom | $588,000 | $550,000 | $600,000-$700,000 |
| 5 Bedroom | $784,500 | $740,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Odenton, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $845 |
| Superior Protection Discount | -$88 | $895 |
| Fire & Security Discount | -$88 | $895 |
| Hail Resistant Roof Discount | -$20 | $963 |
| Newly Constructed Home Discount | -$236 | $747 |
Choose your Odenton, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Odenton, MD | Back to Top
| Home Insurance Company Odenton, MD | Homeowners Insurance Agency Odenton, MD | Address | Popularity Score | Distance from Odenton (miles) |
|---|---|---|---|---|
| State Farm | Paul Funk | 307 Frederick Rd, Catonsville, MD, 21228-4620 | 14.4 | |
| Liberty Mutual Independent | Henry M Murray Agency Inc | 2498 Riva Rd , Annapolis, MD, 21401 | 10.0 | |
| Liberty Mutual Independent | Ironrisk Strategies Llc | 1122 Kenilworth Dr Ste 316, Baltimore, MD, 21204 | 24.2 | |
| State Farm | Nicole June | 5272 River Rd Ste 375, Bethesda, MD, 20816-1437 | 23.2 | |
| Allstate | David Rubin | 7310 Ritchie Hwy Ste 908, Glen Burnie, MD, 21061 | 8.3 | |
| State Farm | Stephanie Owens | 8766 Philadelphia Rd, Rosedale, MD, 21237-2333 | 22.0 | |
| State Farm | Michael Feliz | 1945 Lansdowne Rd, Baltimore, MD, 21227-1707 | 13.0 | |
| Allstate | Todd J. Zoren | 6010 Meadow Center Drive, Elkridge, MD, 21075 | 9.9 | |
| Allstate | Melissa Sheppard | 8094 Edwin Raynor Blvd Ste E, Pasadena, MD, 21122 | 9.7 | |
| Travelers | Kurek Insurance Associates Inc | 1997 Annapolis Exchange Pkwy Ste 300, Annapolis, MD, 21401 | 9.9 |
Compare Rates for Odenton, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Odenton, MD | $315,900 | $983 | $780 | $1,240 | $460 |
| Severn, MD | $341,900 | $1,051 | $830 | $1,320 | $490 |
| North Laurel, MD | $342,800 | $1,133 | $900 | $1,430 | $530 |
| College Park, MD | $287,300 | $947 | $750 | $1,190 | $440 |
| Friendship Heights Village, MD | $465,800 | $1,630 | $1,290 | $2,050 | $760 |
| Parkville, MD | $195,700 | $779 | $620 | $980 | $360 |
| Groveton, VA | $420,100 | $897 | $600 | $1,270 | $670 |
| Mount Airy, MD | $361,500 | $847 | $670 | $1,070 | $400 |
| Poolesville, MD | $397,800 | $1,321 | $1,040 | $1,660 | $620 |
| Chantilly, VA | $475,900 | $1,061 | $730 | $1,450 | $720 |
| Fawn Grove, PA | $180,300 | $763 | $560 | $1,050 | $490 |
Research Home Insurance Companies Reviews in Odenton, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Hands down Usaa is the cheapest provider for our whole package. We could find cheaper options for part of our needs, but the discount we get by bundling coverage makes it significantly cheaper.
Date: July 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Their rates are much less than that of competitors I've received and they are't pushy. When applying, they gave me the facts and let me come to them when I was ready.
Date: January 24, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
USAA lowered my premium by almost $300. I had car insurance only then. Now that I own a home, I just stuck with USAA because I still feel that they are cheaper.
Date: January 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium and deductible of my home insurance policy with USAA is actually less than that which I have paid to Allstate and Statefarm as a customer of their's in the past. Cheaper would of course be better still!
Liberty Mutual Home Insurance Reviews
Date: August 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I rate them a 5. My premium on my policy is very good and I have a reasonable deductible that is fair. They have also lowered my rate over the years.
Date: June 12, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
I love liberty mutual. They give me the peace of mind I need in such a hectic world. I love liberty mutual.
Allstate Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Mine have consistently been on the lower side. Still too high for my liking. Every year I shop looking for better premiums and/or coverage.
Date: October 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
Communication thus far with my local agent and even with customer service has been top notch, they always call me back and are always polite when I talk to them
Erie Insurance Home Insurance Reviews
Date: February 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premiums and deductibles for a preferred provider are much lower than standard companies offer for the same coverage. We love our insurance!
Saferoad Insurance Home Insurance Reviews
Date: October 15, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
The only part of the site that I ever look at is the payment page. When I pay my premiums twice a year the page functions properly.
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
We have been with State Farm for nearly 20 years for both auto and home owners insurance. We have had multiple claims with them and all have been handled quickly and fairly.