Gavop's guide to buying homeowners insurance in Crawford County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $78,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $129,500 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $213,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $823 |
| Superior Protection Discount | -$100 | $903 |
| Fire & Security Discount | -$90 | $913 |
| Hail Resistant Roof Discount | -$20 | $983 |
| Newly Constructed Home Discount | -$211 | $793 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crawford County | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| Crawford County, KS | $700 | $991 | $1,691 | $720 | $1,420 | $271 |
| Roseland, KS | $300 | $851 | $1,151 | $618 | $918 | $232 |
| Oswego, KS | $400 | $831 | $1,231 | $604 | $1,004 | $227 |
| Neck City, MO | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| Lowell, KS | $300 | $763 | $1,063 | $554 | $854 | $208 |
| Grand Falls Plaza, MO | $1,500 | $1,033 | $2,533 | $751 | $2,251 | $282 |
| Elm, KS | $400 | $978 | $1,378 | $711 | $1,111 | $267 |
| Newark, KS | $2,500 | $1,507 | $4,007 | $1,095 | $3,595 | $412 |
| Canada, KS | $400 | $1,084 | $1,484 | $788 | $1,188 | $296 |
| Home Insurance Company Crawford County, KS | Homeowners Insurance Agency Crawford County, KS | Address | Popularity Score | Distance from Crawford County (miles) |
|---|---|---|---|---|
| Travelers | Kingrey Kellum Agency Inc | 1100 Military, Baxter Springs, KS, 66713 | 33.8 | |
| State Farm | Terry Sparks | 15 W Madison Ave, Iola, KS, 66749-3201 | 41.6 | |
| Travelers | Exchange Insurance Agency Inc | 718 Central St. St. Paul, St. Paul, KS, 66771 | 17.5 | |
| Travelers | Gross Insurance Agency | 18 National Ave S, Fort Scott, KS, 66701 | 24.5 | |
| Travelers | Mrh Insurance Group | 725 W Cherry, Chanute, KS, 66720 | 35.7 | |
| State Farm | T.J. Belcher | 109 E Prairie Ave, Girard, KS, 66743-1546 | 0.7 | |
| Travelers | Exchange Insurance Agency Inc | 718 Central, St Paul, KS, 66771 | 17.5 | |
| Farmers | Gabriel Evans | 1811 N Broadway St, Pittsburg, KS, 66762 | 9.9 | |
| Travelers | Iola Insurance Associates | Box 653, Iola, KS, 66749 | 41.6 | |
| Farmers | Don Poole | 506 Main St # 1, Mound City, KS, 66056 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Crawford County, KS | $87,300 | $1,003 | $780 | $1,350 | $570 |
| Crawford County, KS | $87,300 | $1,003 | $780 | $1,350 | $570 |
| Roseland, KS | $57,000 | $861 | $670 | $1,160 | $490 |
| Oswego, KS | $54,600 | $841 | $660 | $1,140 | $480 |
| Neck City, MO | $88,300 | $904 | $610 | $1,240 | $630 |
| Lowell, KS | $46,200 | $772 | $600 | $1,040 | $440 |
| Grand Falls Plaza, MO | $131,800 | $1,046 | $740 | $1,440 | $700 |
| Elm, KS | $74,200 | $990 | $770 | $1,340 | $570 |
| Newark, KS | $180,100 | $1,525 | $1,190 | $2,060 | $870 |
| Canada, KS | $90,000 | $1,097 | $860 | $1,480 | $620 |