Gavop shows you how to buy homeowners insurance in Kiryas Joel, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $135,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $231,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $306,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $259,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $820 |
| Superior Protection Discount | -$101 | $911 |
| Fire & Security Discount | -$111 | $901 |
| Hail Resistant Roof Discount | -$30 | $982 |
| Newly Constructed Home Discount | -$253 | $759 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,500 | $952 | $2,452 | $692 | $2,192 | $260 |
| Kiryas Joel, NY | $1,500 | $1,000 | $2,500 | $727 | $2,227 | $273 |
| Monroe, NY | $400 | $1,221 | $1,621 | $887 | $1,287 | $334 |
| Congers, NY | $1,500 | $1,114 | $2,614 | $810 | $2,310 | $304 |
| Chappaqua, NY | $300 | $2,673 | $2,973 | $1,942 | $2,242 | $730 |
| Mount Kisco, NY | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Bedford Hills, NY | $100 | $2,459 | $2,559 | $1,787 | $1,887 | $672 |
| Maywood, NJ | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Lyndhurst, NJ | $100 | $839 | $939 | $610 | $710 | $229 |
| Bayville, NY | $2,500 | $840 | $3,340 | $610 | $3,110 | $229 |
| Bridgewater, CT | $400 | $2,052 | $2,452 | $1,491 | $1,891 | $561 |
| Red Hook, NY | $1,000 | $907 | $1,907 | $659 | $1,659 | $248 |
| Home Insurance Company Kiryas Joel, NY | Homeowners Insurance Agency Kiryas Joel, NY | Address | Popularity Score | Distance from Kiryas Joel (miles) |
|---|---|---|---|---|
| State Farm | John O'Brien | 2016 Central Park Ave, Yonkers, NY, 10710-2444 | 31.0 | |
| Allstate | Robert Russo | 336 9th St, Brooklyn, NY, 11215 | 47.3 | |
| State Farm | Maria Lucic | 116-19 Queens Boulevard, Forest Hills, NY, 11375-6533 | 46.3 | |
| State Farm | Bruce Bryan | 269 Main St, Cornwall, NY, 12518-1553 | 9.6 | |
| Allstate | Nazmena Jainarine | 11810 Rockaway Blvd, South Ozone Park, NY, 11420 | 49.3 | |
| Travelers | Rex Wyon Inc | 420 Lexington Ave Ste 632, New York, NY, 10170 | 41.8 | |
| Allstate | Daniel Bosque | 5608 Broadway, Bronx, NY, 10463 | 34.6 | |
| Travelers | Vanderbilt Properties Insurance Brokerage Llc | 770 Lexington Ave Fl 12, New York, NY, 10065 | 41.2 | |
| Travelers | Mucci Agency | 1295 Northern Blvd Ste 25, Manhasset, NY, 11030 | 45.1 | |
| Allstate | Nidhi Mohan | 2022 Hillside Ave, New Hyde Park, NY, 11040 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,650 | $850 |
| Orange County, NY | $260,300 | $964 | $660 | $1,370 | $710 |
| Kiryas Joel, NY | $406,100 | $1,012 | $700 | $1,400 | $700 |
| Monroe, NY | $330,600 | $1,236 | $900 | $1,750 | $850 |
| Congers, NY | $453,900 | $1,128 | $810 | $1,560 | $750 |
| Chappaqua, NY | $602,500 | $2,705 | $1,870 | $3,760 | $1,890 |
| Mount Kisco, NY | $402,500 | $999 | $670 | $1,370 | $700 |
| Bedford Hills, NY | $493,100 | $2,489 | $1,820 | $3,460 | $1,640 |
| Maywood, NJ | $373,200 | $859 | $590 | $1,210 | $620 |
| Lyndhurst, NJ | $368,100 | $849 | $620 | $1,160 | $540 |
| Bayville, NY | $538,100 | $850 | $580 | $1,210 | $630 |
| Bridgewater, CT | $495,000 | $2,077 | $1,390 | $2,950 | $1,560 |
| Red Hook, NY | $279,100 | $918 | $630 | $1,260 | $630 |