Gavop's guide to buying homeowners insurance in Prairie Ridge, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $136,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $183,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $225,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $553,000 | $470,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $550 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$54 | $625 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$149 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pierce County | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Prairie Ridge, WA | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| South Hill, WA | $100 | $746 | $846 | $542 | $642 | $204 |
| Summit View, WA | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Algona, WA | $100 | $695 | $795 | $505 | $605 | $190 |
| Fife Heights, WA | $2,000 | $934 | $2,934 | $679 | $2,679 | $255 |
| Alder, WA | $500 | $804 | $1,304 | $584 | $1,084 | $220 |
| Olympia, WA | $2,000 | $746 | $2,746 | $542 | $2,542 | $204 |
| Tenino, WA | $500 | $605 | $1,105 | $439 | $939 | $165 |
| Kenmore, WA | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Belfair-Tahuya, WA | $200 | $678 | $878 | $493 | $693 | $185 |
| Logan Hill, WA | $1,500 | $733 | $2,233 | $533 | $2,033 | $200 |
| Home Insurance Company Prairie Ridge, WA | Homeowners Insurance Agency Prairie Ridge, WA | Address | Popularity Score | Distance from Prairie Ridge (miles) |
|---|---|---|---|---|
| State Farm | Youkie Chambers | 2505 3rd Ave Ste 120, Seattle, WA, 98121-1414 | 34.0 | |
| Farmers | Serrell Collins | 16275 Ne 85th St Ste E, Redmond, WA, 98052 | 36.9 | |
| Allstate | Meridian Insurance Inc | 14701 Meridian E, Puyallup, WA, 98375 | 7.4 | |
| State Farm | Renee Graves | 19948 S Prairie Rd E, Bonney Lake, WA, 98391-7901 | 2.0 | |
| Liberty Mutual Independent | Soleyon Insurance Partners Inc. | 13400 Ne 20th St Ste 11, Bellevue, WA, 98005 | 33.4 | |
| State Farm | Robin Irvine | 4435 A St Se Ste A, Auburn, WA, 98002-8619 | 9.6 | |
| Farmers | Doug Dickson | 770 Highway 410 S, Enumclaw, WA, 98022 | 7.6 | |
| State Farm | Craig Johnson | 22035 Se Wax Rd Ste 12, Maple Valley, WA, 98038-8543 | 17.7 | |
| Farmers | Mark Reynolds | 2819 E Main, Puyallup, WA, 98372 | 6.5 | |
| Farmers | Doug Frohreich | 1717 Ne 44th St Ste C, Renton, WA, 98056 | 26.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,110 | $530 |
| Pierce County, WA | $255,800 | $747 | $510 | $1,050 | $540 |
| Prairie Ridge, WA | $223,300 | $679 | $460 | $940 | $480 |
| South Hill, WA | $262,500 | $755 | $550 | $1,070 | $520 |
| Summit View, WA | $232,700 | $690 | $460 | $990 | $530 |
| Algona, WA | $202,100 | $703 | $490 | $1,000 | $510 |
| Fife Heights, WA | $367,700 | $945 | $640 | $1,310 | $670 |
| Alder, WA | $290,000 | $814 | $560 | $1,120 | $560 |
| Olympia, WA | $262,300 | $755 | $540 | $1,030 | $490 |
| Tenino, WA | $144,300 | $612 | $430 | $850 | $420 |
| Kenmore, WA | $474,500 | $918 | $630 | $1,280 | $650 |
| Belfair-Tahuya, WA | $229,600 | $686 | $490 | $970 | $480 |
| Logan Hill, WA | $232,700 | $742 | $530 | $1,050 | $520 |