Gavop shows you how to buy homeowners insurance in Vinton, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Vinton, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Riverview Dr, Golf View Dr, Q Ave, E Jefferson Ave S, W Washington Ave, S 9th Ave, 25th Avenue Dr, E 2nd St, 32nd Ave, Co Hwy W26 | $137,000 | $110,000 | $100,000-$125,000 | $103,500 | $90,000 | $100,000-$125,000 |
| State Hwy 150, W 14th St, W Main St, 24th Avenue Dr, S M Ave, S Center Ave, B Ave, G Ave, W 3rd St, J Ave | $94,500 | $80,000 | $75,000-$100,000 | $110,000 | $100,000 | $75,000-$100,000 |
| 52nd St Dr, 55th St, 55th Street Dr, 61st St, W D St, W Jefferson Ave, W 10th St, 29th Ave, Walnut Ave, E 12th St | $175,500 | $160,000 | $125,000-$150,000 | $131,500 | $110,000 | $100,000-$125,000 |
| 26th Ave Dr, 22nd Avenue Trl, W 13th St, 61st Street Ln, W 18th St, 54th St, Co Hwy D66, N 9th Ave, E 1st St, E 10th St | $75,000 | $60,000 | $50,000-$75,000 | $106,000 | $90,000 | $75,000-$100,000 |
| State St, Benton Buchanan Rd, Co Hwy V61, W 1st St, W 16th St, Donels Dr, 56th St Trl, S 14th Ave, H Ave, S E Ave | $167,500 | $160,000 | $175,000-$200,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $564 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$63 | $634 |
| Hail Resistant Roof Discount | -$14 | $683 |
| Newly Constructed Home Discount | -$167 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $2,500 | $713 | $3,213 | $518 | $3,018 | $195 |
| Vinton, IA | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Dysart, IA | $200 | $778 | $978 | $565 | $765 | $212 |
| Belle Plaine, IA | $2,500 | $612 | $3,112 | $444 | $2,944 | $167 |
| Salt Creek, IA | $200 | $716 | $916 | $521 | $721 | $196 |
| Lenox, IA | $1,500 | $935 | $2,435 | $679 | $2,179 | $255 |
| Cedar Falls, IA | $300 | $877 | $1,177 | $638 | $938 | $240 |
| Gladbrook, IA | $2,500 | $640 | $3,140 | $465 | $2,965 | $175 |
| York, IA | $400 | $978 | $1,378 | $711 | $1,111 | $267 |
| Solon, IA | $1,000 | $997 | $1,997 | $724 | $1,724 | $272 |
| Dike, IA | $300 | $919 | $1,219 | $668 | $968 | $251 |
| Oneida, IA | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| Home Insurance Company Vinton, IA | Homeowners Insurance Agency Vinton, IA | Address | Popularity Score | Distance from Vinton (miles) |
|---|---|---|---|---|
| State Farm | Christel Manson | 1935 E Ridgeway Ave, Waterloo, IA, 50702-3531 | 26.0 | |
| Allstate | Scott Parsons | 3207 Cedar Heights Dr, Cedar Falls, IA, 50613 | 30.9 | |
| State Farm | John Leonard | 417 C Ave, Vinton, IA, 52349-1150 | 0.2 | |
| State Farm | Heath Kilpatrick | 5200 Fountains Dr Ne Ste 108, Cedar Rapids, IA, 52411-6612 | 17.5 | |
| Travelers | Three Rivers Insurance | 120 E 4th St, Vinton, IA, 52349 | 0.3 | |
| State Farm | Dale Thompson | 1450 Boyson Rd Bldg C, Hiawatha, IA, 52233-2340 | 19.1 | |
| Allstate | David Karsjen | 2007 S Center St Ste B, Marshalltown, IA, 50158 | 46.6 | |
| State Farm | Phyllis Mazour | 8 E Southridge Rd, Marshalltown, IA, 50158-4793 | 46.6 | |
| State Farm | Brent Nickel | 1112 West St, Grinnell, IA, 50112-1646 | 47.5 | |
| Travelers | Three Rivers Insurance | 120 E 4th St, Vinton, IA, 52349 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,150 | $540 |
| Benton County, IA | $147,800 | $722 | $510 | $1,020 | $510 |
| Vinton, IA | $113,200 | $697 | $510 | $950 | $440 |
| Dysart, IA | $124,000 | $787 | $530 | $1,090 | $560 |
| Belle Plaine, IA | $81,100 | $619 | $440 | $880 | $440 |
| Salt Creek, IA | $106,500 | $725 | $510 | $1,020 | $510 |
| Lenox, IA | $183,000 | $946 | $650 | $1,300 | $650 |
| Cedar Falls, IA | $173,600 | $888 | $600 | $1,250 | $650 |
| Gladbrook, IA | $87,700 | $648 | $430 | $930 | $500 |
| York, IA | $205,000 | $990 | $660 | $1,410 | $750 |
| Solon, IA | $215,200 | $1,009 | $730 | $1,380 | $650 |
| Dike, IA | $175,800 | $930 | $680 | $1,310 | $630 |
| Oneida, IA | $114,800 | $755 | $510 | $1,050 | $540 |