Gavop shows you how to buy homeowners insurance in Johnston County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $149,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $227,000 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $293,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $696 |
| Superior Protection Discount | -$83 | $746 |
| Fire & Security Discount | -$91 | $737 |
| Hail Resistant Roof Discount | -$25 | $804 |
| Newly Constructed Home Discount | -$191 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnston County | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Johnston County, NC | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Dunn, NC | $500 | $653 | $1,153 | $475 | $975 | $179 |
| Piney Grove, NC | $2,000 | $409 | $2,409 | $297 | $2,297 | $112 |
| Black Creek, NC | $400 | $594 | $994 | $432 | $832 | $162 |
| Dismal, NC | $700 | $558 | $1,258 | $406 | $1,106 | $153 |
| Walnut Creek, NC | $500 | $1,523 | $2,023 | $1,106 | $1,606 | $416 |
| Upper Little River, NC | $1,500 | $678 | $2,178 | $493 | $1,993 | $185 |
| Clinton, NC | $100 | $662 | $762 | $481 | $581 | $181 |
| Anderson Creek, NC | $2,000 | $786 | $2,786 | $571 | $2,571 | $215 |
| Cedar Rock, NC | $500 | $551 | $1,051 | $401 | $901 | $151 |
| Home Insurance Company Johnston County, NC | Homeowners Insurance Agency Johnston County, NC | Address | Popularity Score | Distance from Johnston County (miles) |
|---|---|---|---|---|
| State Farm | Andy Jones | 4519 N Roxboro St., Durham, NC, 27704-1769 | 48.1 | |
| State Farm | Amanda Hagood | 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068 | 26.8 | |
| Allstate | Raymond Collins | 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514 | 47.0 | |
| Travelers | Jake A Parrott Insurance Agency Inc | 2508 North Herritage St, Kinston, NC, 28501 | 46.6 | |
| State Farm | Zonya Autmon | 2402 S Miami Blvd Ste 103, Durham, NC, 27703-4928 | 39.5 | |
| Nationwide | Brian Jenkins Agency | 113 Oleander Dr, Clayton, NC, 27527 | 9.5 | |
| State Farm | Will Mitchiner | 911 S Brightleaf Blvd, Smithfield, NC, 27577-4389 | 1.3 | |
| Erie | Matt Roberts Agency Inc. | 1151 Falls River Avenue Suite 105a, Raleigh, NC, 27614 | 29.9 | |
| State Farm | Shawn Cockerham | 5518 Nc Highway 55, Durham, NC, 27713-4473 | 39.3 | |
| Allstate | Roger Floyd | 4008 Barrett Dr Ste 103, Raleigh, NC, 27609 | 26.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Johnston County, NC | $150,700 | $828 | $600 | $1,180 | $580 |
| Johnston County, NC | $150,700 | $828 | $570 | $1,130 | $560 |
| Dunn, NC | $117,500 | $661 | $470 | $910 | $440 |
| Piney Grove, NC | $63,900 | $414 | $280 | $580 | $300 |
| Black Creek, NC | $95,700 | $601 | $400 | $830 | $430 |
| Dismal, NC | $89,100 | $565 | $380 | $800 | $420 |
| Walnut Creek, NC | $366,500 | $1,541 | $1,060 | $2,170 | $1,110 |
| Upper Little River, NC | $123,300 | $686 | $470 | $940 | $470 |
| Clinton, NC | $119,400 | $670 | $450 | $950 | $500 |
| Anderson Creek, NC | $175,800 | $795 | $530 | $1,100 | $570 |
| Cedar Rock, NC | $87,900 | $558 | $410 | $770 | $360 |